Hot Today

Wise Bread articles that are hot today.

What Is Life Insurance?

Life insurance is a way to protect your family should the unthinkable happen to you. Jeff Rose, CFP, explains how life insurance works.

The 5 Best Wine Openers

If you want to round out that gift of wine, pair it with one of these excellent, easy-to-use wine openers.

6 Things You Can Do to Help an Unemployed Friend Find a Job

It can be hard to watch a friend struggle through a job search. Show them you care (and help them along the way) with these suggestions.

Does Divorce Affect Your Student Loans?

Divorce can be a difficult financial situation — and even more so, unfortunately, if student loans are involved.

How I Make $800 on Month on eBay Selling Used Clothes

Looking for a fun side gig? You could make up to $800 a month selling your unwanted clothes on eBay.

How to Remove Snow and Save

It's white, it's cold, and it wants to take your hard-earned money. Follow these suggestions to get snow cleared while keeping cash in your wallet.

10 Magic Words to Say to Get the Best New Car Price

High-pressure salespeople are clever with words — especially in the auto market. Turn the tables with these negotiation winners.

How to Make Sense of the Different Parts of Medicare

Medicare is complicated. Let's break down all its moving parts.

The Right Way to Withdraw Money From Your Retirement Accounts During Retirement

You've spent decades saving for retirement — don't waste your savings on taxes by withdrawing your money foolishly!

These Choos were made for walkin': an interview with a modern urban nomad

Ever feel stuck? In a rut? Running in place, but not getting much exercise? There's another way to live, you know; a way that bypasses, or at least delays, the mortgage, the co

Why Behavior Nudges Don't Always Lead to Healthy Habits

Behavior nudges have proven successful in many scenarios, but they aren't perfect. Here's why they may not be the best bet for changing your habits.

Why Is "Rich" Often Equated With "Evil"?

I was born in China and it was a place where wealthy people were the public enemy for many decades. The sentiment was spread by the propaganda of the Communist government and res

Real Estate Appraisals - Ten things most people just don't understand about them

The homeowner wants to make the sale. The broker wants to make the commission. The lender wants to make the loan. It'd be nice to see all these folks made happy, but first... th

The 5 Best Nail Clippers

Keeping your nails in good condition isn't easy, but it can be. Just use on of these five nail clippers and your nail game will stay strong.

Best Superstore and Wholesale Club Credit Cards

Save at superstores and wholesale clubs with these store credit cards.

USAA® Preferred Cash Rewards Visa Signature® Card: Simple Cash Back on All Your Purchases

Avoid complicated rewards programs and earn a flat rate of 1.5% cash back on all your purchases.

The Case for Expensive Shoes

Many cost-conscious consumers cling to a short list of must-haves that are worth purchasing no matter the price. High-quality shoes should make the cut every recession.

7 Things You Should Know About Your 401(k) Match

Confused about how your employer's 401(k) match works? We'll break it down for you.

The 5/5 ARM Loan Just Might be the Best Mortgage Loan

Low initial interest rates and partial stability combine in the 5/5 ARM loan. Is the adjustable rate mortgage making a comeback?

8 Questions to Ask Contractors Before Hiring One

You're eager to start that home remodel, but don't skip out on grilling your contractor first.