Hot Today

Wise Bread articles that are hot today.

Should You Refinance Your Student Loan?

Student loan borrowers have lots of repayment options, including a growing number of refinance options. Here's what to look for.

The Top 10 DIY Jobs Homeowners Should Avoid

If you're thinking about tackling a big DIY project, you may want to think again. Screw one of these projects up, and it could ruin your home's value — or worse.

What's the big deal about banks refusing to lend?

Anybody--but especially frugal people--can be excused for thinking that the whole credit crisis thing is being overblown. After all, we get along without debt. In fact, we str

Top 10 Real Estate Tax Write-Offs

Top 10 real estate tax write-offs for landlords and real estate investors.

6 Places to Find Freelance Writing Jobs

As side gigs go, freelance writing isn't bad, so long as you have the research and writing skills — and know where to find the jobs. Start here.

How to Tell if You're on Track for Retirement

It may be a little bit early to think about retirement all too seriously if you still have several decades left before you face it. But don't look now -- time flies and before you

9 Easy Ways to Pay With Your Smartphone

There's no need to carry a stack of plastic or wad of cash everywhere you go. Make your money as mobile as you are!

I'm Eating What? 12 Gross Things in Your Food

You are what you eat. Vitamins, minerals, protein, fat… and bugs, breast implants, and viruses. Wait, what? Discover what's really in your food.

7 Job Search Stunts to Get You Noticed by Employers

Stunts like these may not be right for jobs outside of media and marketing. But if resumes and LinkedIn updates aren't working, why not give one of them a shot?

How to Divide Rewards and Keep Your Sanity in Divorce

Heading toward divorce with a huge stash of points and miles? Yep, those are negotiable, too.

All the Ways Minimum Payments Are Evil

Credit card debt can be rough enough on its own. It's the minimum payments, though, that will really hurt you.

Things wear out

I have a pair of shoes that are about to wear out. This sucks because they're shoes I wear pretty often (which is no doubt why they're wearing out). I'll probably have to replace

12 Money Moves to Make the Moment You Decide to Retire

The hard work of a 9-to-5 may be over with retirement, but another kind of hard work begins — maintaining a comfortable lifestyle. These money moves will help.

The 7 Easiest Plants to Grow Indoors and Outdoors

With these easy-growing plants, you can add fresh air and color to your home, office, or yard no matter what color your thumb is.

The 5 Most Important Financial Lessons People Learn in Their 20s (Did You?)

Whether you're in your 20s or (well) beyond, we can all learn something good from these financial lessons.

The 5 Best Water Flossers

Keeping your teeth and gums clean isn't always quick and easy, but it can be. Use any of these water flossers and your smile will sparkle.

5 International Destinations Anyone Can Afford

Cut costs, not corners, on your next international trip by visiting these exciting, and affordable, destinations.

Starting a New Job: 3 Rules to Live By

Make the transition to a new job easier by following these tips.

6 Ways to Protect Yourself From a Lost Gift Card

A gift card is like cash — your bank won't replace what you lose. Save yourself some hassle (and your coffee order!) with some simple gift card security.

What to Do if You're Laid Off Before You Retire

You’ve found yourself out of work before you were ready to retire. Don’t worry! You can make this transition work.