Hot Today

Wise Bread articles that are hot today.

No, you DON'T need to buy that...

Watch your dollars fly away, or realize how much you really DON'T need...

Multi-Level Marketing: The Future or Folly?

Multi Level Marketing (MLM). Also known as Network Marketing or Direct Marketing, and even commonly (incorrectly) referred to as Pyramid Schemes, this type of business entity

How Much Time Do Gig Apps Really Save You?

Gig apps seem like they save you tons of time, but do they really? Let's investigate.

School Bookstores Can't Afford Cheap Textbooks

I'm taking just one course this semester, with just one reasonably priced textbook. According to the back cover, the price was $29.95, but that isn't the price I paid. I pu

How to Make a Major Career Switch Without Going Back to School

You don't have to go back to school in order to make a career change. Instead, follow these moves to leverage the skills and knowledge you already have.

How to Step Out of Your Comfort Zone and Try Something New

Trying something new can feel exhilarating — and completely terrifying. Learn how to get over your fear to do something fresh and exciting.

Try These 6 Money-Saving Challenges Now

If you're beginning to waver on this year's resolution to save more money, hold fast. Try one of these challenges to get re-focused.

Why the Time Value of Money Matters, and 10 Ways It Affects You

You don't have to be a financial whiz to understand how the time value of money affects you financially and otherwise. All you have to do is look around.

5 Ways to Make Retail Therapy Good for You

We usually caution against retail therapy — it's so wasteful! — but if you're gonna, at least try to reduce some of the harm.

Best Money Tips: How to Avoid Long Lines at Busy Places

Today we found smart ways to avoid long lines at busy places, the staples of a good first impression, and dozens of practical ways to save money.

Flashback Friday: 41 Coffee Hacks That Will Instantly Improve Your Morning

Make your hectic mornings brighter by making better coffee, or getting it for a better price.

5 Surprising Ways a 3D Printer Can Save You Money

3D printing is the future. From prosthetic limbs to custom guitars, here's how a 3D printer can save you big money.

Join Our Tweetchat on Thursday 1/2, 12pm Pacific for a Chance to Win Prizes

Topic: 2013 in Review! Join our conversation for chance to win Amazon gift certificates! Use #WBChat to participate!

Save Money: Take the Boring Challenge

Most people think saving money has to be fun and exciting in order to work. Not so. I took The Boring Challenge and saved over $2,000. How much money will you save?

Student Loan Debt in Collections? Try These 5 Steps

The student loan default rate is rising. If you ever find yourself falling behind, here's how to catch up.

4 Dumb Ways You Are Wasting Money Online

Online marketers are skilled at parting you from your money. Beware of these four marketing tricks — and learn how to defend your wallet from them.

The First Time Home Buyer Credit: How Big of a Deal Is It?

The first-time home buyer's credit has been hailed as one of the main drivers of the real estate market, but how big of a deal is it really?

Reduce Your Credit Limits to Manage Your Spending

Most of us have more credit than we need, and this can be dangerous for those trying to manage their debt and spending. Remove the temptation by asking for your credit lines to

The 5 Best Electric Razors

Electric razors have gotten better and more affordable over the years. Get a clean shave (no shaving cream required) with these top picks.

Going Green Could Mean More Money In Your Pocket

With all the environmental disasters we've been facing lately, it's easy to feel helpless about the state of our world. But rather than fall into this mood, I'd like to suggest tha