Hot Today

Wise Bread articles that are hot today.

Is Infrastructure Destiny?

Today is National Ride Your Bike to Work Day. I have a bike but I chose to drive in my “Share the Road” license-plate embellished car today. Why? The route from home to office, though short, is treacherous. [more]

5 Times Credit Cards Are Smarter Than Cash

Stash your cash. If you stay on budget, credit cards really are a good bet for smart, simple, and safe spending.

How to Negotiate Your Rent

A rent hike may have you packing your bags, but if you don't want to move, it's time to haggle.

Beyond Goodwill: The Different Types of Thrift Stores

Looking for secondhand treasure? Knowing the pros and cons of each type of thrift store can help you decide where to shop.

When NOT to put money in your 401(k)

The twin advantages of tax deferral and a corporate match make the 401(k) the foundation of most people's savings plan. Putting in enough to get the maximum corporate match is

Preparing Financially for a Natural Disaster

Hurricane Sandy's devastation served as an important reminder for many — when it comes to emergency planning, you need an emergency financial plan too.

5 Important Things to Know About Your 401K and IRA in 2016

Another new year already? Yep, and here's what the coming year will bring for your retirement accounts.

Best Money Tips: Last-Minute Shopping Tips

Today we found articles on last-minute shopping tips, ways to beat self-doubt, and year-end tax planning tips.

Easy, Frugal Ways to Have People Over (Even If You Don't Cook and Clean)

Don't get intimidated by hosting dinner parties. Instead, discover great ways to gather people together that require minimal cooking and cleaning.

Does living frugally hurt the economy?

When I advocate for frugal living, people sometimes ask, "What if everybody lived like that?  Wouldn't it hurt the economy?"  My natural inclination toward frugal liv

15 Surprisingly Valuable Uses for a Penny

Pennies are worthless, right? Wrong! From table decor to saving dying flowers, a penny can get you out of a jam — for really, really cheap.

Ask the Readers: What Are Your Goals for 2020?

Tell us about about your goals for 2020 and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Top 6 Reasons Why Using Cash-Only Rocks

While I am a cash-only person by circumstance (paid off the credit cards and never reopened accounts), I am so grateful that I live in a cash world.

18 Little Things That Make — and Keep — America Great

Contrary to a certain election 2016 tagline, America is already pretty great. Here's the proof.

10 Fun, Free Ways to Entertain Yourself During a Flight Delay

If you're facing a long layover and a shortage of power outlets, forgo the tablet and try one of these inspired — and free — ways to pass the time.

The 5 Best Camcorders

Yeah, many of us have cameras on our phones. But to really capture life's memories, you just can't beat a camcorder. Here are our picks for the five best.

America Is the No Vacation Nation

Studies show that Americans are not using all their vacation time and are not given as much vacation time as other developed countries to begin with.

5 Sites That Will Pay for Your Old iPhone

If you want the new iPhone 7, but balk at the price tag, these five sites can help you get the most money for your old phone.

Goal Setting, Defined and Deconstructed

After examining my goals for the past year, I realized that the type goal, rather than its perceived difficulty, is what often leads to fulfillment or frustration. Here are ways to

6 Reasons to Visit Your Credit Union on October 20

October 20, 2016 is International Credit Union Day! Why not stop by your local branch and find out if a credit union is right for you?