Hot Today

Wise Bread articles that are hot today.

You've Defaulted on Your Loan. Now What?

If late loan payments have snowballed into default, don't panic. It's time to dust yourself off and get back on track.

15 Smart New Uses for Hair Clips

Hair clips may be great for keeping long hair in order, but they have many other uses, too. Get creative and get clippin'!

Get Your Home Cleaner Than a Pro Can — And Save Big

Save money on a cleaning service by using a little elbow grease of your own. Your home will sparkle — and it's a lot easier than you think!

How Spending Less Made Me Happier

Contrary to popular belief, you don't need money to be happy. In fact, spending less can actually make you happier.

Rethinking The Early Mortgage Payoff

The borrow-at-a-low-interest-rate-and-invest-to-get-greater-returns mentality was so embedded in our belief system that there almost seemed to be a stigma attached to not carrying

Make a List and Check It Twice to Save Money and Reduce Fraud Risk During the Holidays

This holiday season, take a page out of Santa's book and make a list and check it twice to save big bucks.

10 Flavorful Foods Worth Splurging On

It's smart to cut costs in the kitchen and pantry with discount staples. Boost their flavor (and mealtime enjoyment) with a few pricier, higher quality ingredients.

What Does “YMMV” Mean? The Official Guide to Decoding the Language of Frugality

You don’t have to browse the forums at hot savings sites very long to notice that super-shoppers have their own lingo. Before you let terms like “FAR” and “peelies” scare you away

Here's What You Should Know About Bitcoin

Bitcoin — the online, electronic currency — has been in the news a lot lately, but it's still mysterious to most of us. Learn what it is and if it fits into your lifestyle.

The Best Credit Cards That Offer Free WiFi For Travelers

Make sure you can get online when you are away from home with these credit cards that include free WiFi.

4 Ways Being Passive Kills Your Job Prospects

The job interview process can be hard. Don't let passive, uncertain acts destroy your chances of landing the job.

10 Surprising Foods You Can Turn Into Chips

If you can slice and fry it, you can make a chip out if it.

10 Healthy Habits to Take to Work

Sitting all day has been called the new smoking. Here are 10 easy ways to stay healthy even if you have a risky desk job

25 Easy Ways to Make Someone Happy Today

Making other people happy is great! Here are some easy, low- or no-cost ways to bring a smile to someone else's face — and to yours.

100 Easy Ways to Brighten Someone's Day

It's easy to brighten someone's day. Try some of these 100 ways and maybe your day will be brightened, too.

6 Smart Ways to Boost Your Social Security Payout Before Retirement

Pave the way for a smart retirement by boosting your Social Security payout first.

How to Come Up With $1,000 in the Next 30 Days

Wouldn’t it be nice to have an extra $1,000 at the end of a month? You can do it!

8 Frugal Skills You Need to Survive Black Friday

Black Friday looms large on the horizon. Arm yourself with the skills of a frugal shopper, and you'll never waste a penny on another deceptive doorbuster.

5 Ways to Use Credit Card Rewards this Christmas

If you're struggling to afford Christmas this year, these rewards credit card strategies could help you save money and boost the number of gifts you can put under the tree.

Stay Focused: 300+ Tips for Staying Focused

Spring brings out the worst in my ability to focus. When the weather turns better all I want to do is be outside. So, here is a roundup of the best motivational and focusing t