Hot Today

Wise Bread articles that are hot today.

Debt repayment is not an expense

Over and over again, in budgeting articles and even books on personal finance, I see sample budgets that include debt repayment as if it were an expense. This shows a fundamental

6 Ways New College Grads Can Build Credit

Entering the real world involves making big financial choices, and those choices will be easier once you start building credit.

Is living on one income a status symbol?

Recently CNN published an article titled "No kids, no jobs for growing number of wives ". This article profiled two women who are stay at home wives with no kids. A quote from the

7 Apps That Actually Pay You to Shop

Need an easy way to get cash back for your shopping habit? Yep, there's an app for that.

8 Surprising Ways to Pay Off Your Student Loans

Get tough on student loan repayment with a little help from some unexpected places.

What NOT to Buy at a Farmers Market

When it comes to fruit and vegetables, farmers markets are tough to beat. But some farmers’ market regulars we talked to advised us of a few things to buy elsewhere.

How to Watch Movies in the Theater for Free

You can easily see brand-new movies in the theaters for free. Yes, totally free. Really.

Here's How You Maximize Fridge and Freezer Space

Americans waste as much as 40% of the food they buy. Do your part to reduce food waste by making the most of your fridge and freezer space.

How to Get a Refund When Something Is Non-Refundable

The terms "non-refundable" and "non-returnable" make too many people avoid customer service. But with these tips, you can get results.

Ask The Readers: Do You Have An Emergency Fund?

Tell us if you have an emergency fund and we'll enter you in a drawing to win a $20 Amazon Gift Card!

12 Great Side Jobs for Outdoorsy Types

If your 9-to-5 is crushing your spirits, consider one of these fresh air side hustles that'll get you outdoors — and unchained from your desk.

Architect, Designer, or Contractor: Who Should You Hire for Your Project?

So you have a home project you've been wanting to tackle. Here's how to decide if you need a pricey pro.

Voluntary Slavery

Discover one writer's take on why the "voluntary slavery" of our personal financial situations can keep us from acting in our best interest.

How to Step Out of Your Comfort Zone and Try Something New

Trying something new can feel exhilarating — and completely terrifying. Learn how to get over your fear to do something fresh and exciting.

20 Tasty Two-Ingredient Cocktails

For inexpensive, delicious, and easy-to-serve drinks, it's hard to beat these two-ingredient cocktails.

Ask the Readers: Do You Use Craigslist?

Tell us about your Craigslist experiences and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Ask the Readers: How Often Do You Eat Fast Food?

Tell us how often you eat fast food and we'll enter you in a drawing to win a $20 Amazon Gift Card!

10 Myths About Employee Incentive Programs

Employee incentive programs are popular, if only because they are prolific. Though conventional wisdom tells us otherwise, many will argue that these programs are not just ineffect

5 Reasons to Choose Traditional Books Over E-Books

Carrying around a tablet with tons of titles may be convenient, but there are some good reasons why you should keep those paper books on your shelf.

The 5 Best Windshield De-Icers

Keeping your windshield free of ice in the winter isn't easy, but it can be. Just use any of these windshield de-icers and your windshield will always be clear.