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Wise Bread articles that are hot today.

Choosing Life Insurance: Term or Permanent?

What is better: buying life insurance at a low price that lasts for a certain term (typically, the income-generating part of the insured’s life) or purchasing a whole life policy f

6 Affordable Kid-Free Vacation Ideas

You've earned some time away from the kiddos. These trips will let you enjoy some kid-free time without breaking the bank.

The 5 Best Kitchen Dish Towels

Keeping your dishes sparkly clean isn't easy, but it can be. Just use any of these kitchen dish towels and your dishes will stay forever flawless.

Thrifting the Perfect Designer Wardrobe

If you have big-brand taste on a bargain-bin budget, never fear — you can build the perfect designer wardrobe with a little thriftiness.

Ask the Readers: What's In Your Pantry?

Tell us about your pantry and we'll enter you in a drawing to win a $20 Amazon Gift Card!

10 Smart Ways to Keep Your Clothes Looking New

You've stocked your capsule wardrobe with smart, versatile looks. Now keep them looking that way, season after season.

13 Overpriced Restaurant Items That Waste Your Money

It's always a pleasure to dine out, but it can also be a drain on your finances. Here are some menu items to avoid if you're looking to get the best value at a restaurant.

The Only 16 Pieces a Man Needs in His Wardrobe

You don't need a lot of clothes to stock a man's wardrobe properly — just these timeless and versatile pieces.

Cheaper and Healthier: 20 Tasty Energy Bars You Can Make at Home

Store bought energy bars are handy snacks, but they're pricey and not always healthful. Make your own instead to save money and calories!

Living Cheaply for the Long Term

Frugality sites are full of advice for cutting your expenses right away. Living cheaply for the long term is different. Call it "strategic frugality."

Save on Christmas Shopping With This Clever Gift Card Strategy

Christmas is just around the corner. Stretch your gift-giving dollars this season with discounted gift cards. You’ll wish you thought of it sooner!

5 Things Americans Spend Too Much On

From our "I Dos" to our morning joe, Americans are guilty of spending way too much on these things.

7 Ways a Mindfulness Journal Can Fix Your Life

Believe it or not, self-awareness is power. And a mindfulness journal can help you harness that power.

What You Need to Know About the Easiest Way to Save for Retirement

Target-date funds are an easy way to "set and forget" your retirement savings. But they have a few downsides, too.

Who Really Benefits From a Class-Action Settlement?

Class-action lawsuits are long, complicated legal endeavors. But does anyone really cash in?

7 Easy First Steps to Paying Off Debt

Facing debt can be overwhelming. Where do you start? These simple steps will start you on the path to repayment.

Here's How Far $1 Million Will Actually Go in Retirement

Many people hope to save a cool million for their retirement. But depending on where you live, $1 million may not be nearly enough.

How to Start Saving for Retirement at 40+

It's never too late to start saving. If you skirted retirement savings in your younger years, you can still catch up — here's how.

Why you can't trust a real estate agent.

Surely a real estate agent would want to get you the very best price for your home. After all, they earn commission. The more they sell it for, the more they make, right? [more]

5 Myths About Money in Retirement

The path to retirement is full of obstacles. Don't let these money myths lead you astray.