Hot Today

Wise Bread articles that are hot today.

The 1% Rule and Other Ways to Make Goals Manageable

Big goals are achieved through small changes. How small? Well, forget about 110% — sometimes all you need to give is 1%.

The 10 Biggest Myths About Investing

Investing isn't nearly as scary as many of us imagine. Let's debunk some of the biggest myths.

9 Hidden Expenses to Plan for When You Redeem Travel Rewards

Redeeming travel rewards is fun and can feel like scoring free travel, but there are some hidden expenses you should budget for.

Is Social Security Just A Grand Ponzi Scheme?

I received my Social Security statement this week and it was a useless piece of paper to me since I do not qualify for retirement benefits yet. I always hear critics of Social Sec

5 Times You Must Freeze Your Credit Report

Freeze! Securing your credit report from fraud or other suspicious activity might save you a big headache later.

Ask the Readers: What Small Thing Brings You the Most Joy?

Tell us what small thing brings you the most joy and we'll enter you in a drawing to win a $20 Amazon Gift Card!

10 Foods That Can Help You Sleep

Don't let your late to bed late to rise sleeping habits slow you down. Nibble (or sip) these sleep inducing foods to fall asleep faster — and stay that way until morning.

The 5 Best Pet Flea Shampoos

Keeping fleas away from your pets during summer isn't easy, but it can be. Just use any of these pet flea shampoos and they'll stay flea-free.

Boost Your Creativity: 9 Surprising Ways to Generate New Ideas

If you need some fresh ideas, find them with these simple tricks that unleash your brain's creative potential.

New Income Based Federal Student Loans Repayment Plan - Can You Benefit?

This month a new repayment plan for federal student loans is going into effect that allows borrowers to base their monthly payments on their income after graduation. Here are some

Do What You Love: Idealistic Nonsense Or Good Advice?

"Do what you love" has always been the cheesiest advice you can give a young person, but can it really be solid advice? In anything you do, there's the struggle of between paying t

10 Places to Find Cheap, Good-Looking New Furniture

You don't have to dumpster dive or trawl Craigslist to find cheap chairs (or any other furniture). Shop these retailers and buy affordable NEW stuff instead.

4 Ways to Buy a House Without a Mortgage

No mortgage? No problem. You can still purchase the home of your dreams.

How to Close a Credit Card Without Dinging Your Credit Score

You don't use that credit card anymore — but canceling might crush your credit score. Try these smarter methods of ditching that card.

8 Ways to Lower Your Vet Bills

Just because your pets are beloved family members doesn't mean you should go broke paying for their medical needs.

Can Too Many Credit Cards Hurt Your Credit Score?

You're responsible with your credit cards, but you sure have a lot of them. Is that a bad thing?

The NFL's 5 Most Frugal Players

Sad stories of spendthrift athletes wasting millions are all too common. But for these five footballers, frugal lifestyles keep their finances fit.

7 Summery Ways to Protect Your Skin

There are more options than sunblock to keep your skin safe in the summer sun. Follow these simple guidelines to stay happy, healthy, and undamaged.

5 Dreams You Won't Achieve Unless You Live Below Your Means

By spending less than you earn, you can much more easily achieve big goals in life, from retiring early to finding a job you really love.