Hot Today

Wise Bread articles that are hot today.

10 Things to Do With Leftover Halloween Candy

Leftover Halloween candy can be a treat or an annoyance. If your kids came home with a huge stash, or you have many leftovers from your own home, the tummy aches can put a kibosh o

Will 4.5% mortgage rates jumpstart the housing market?

It seems like everyday the folks in Washington are rolling out a new plan to fix our economy. The Federal Reserve is running out of room to cut their federal funds rate, so now th

Using Your Roth IRA as an Emergency Fund — Ever a Good Idea?

You know you need an emergency fund, but you just don't have one. When "disaster" strikes, where can you turn for fast cash? Your Roth IRA can help.

Buying a Rental Car? Here's What You Need to Know

From mileage and maintenance, to costs and red flags, here's everything you need to know about buying a former rental car.

Big changes or small changes?

There are two ways to make a major change in your life. One is to make a series of small changes--this month you might brown-bag your lunch one day a week; next month you might go

How to Build Credit Without Using Credit Cards

You need to build your credit history, but you want to do it without traditional credit cards. Okay! Here's where you can start.

8 Money-Saving Hacks Every College Student Should Try

College debt doesn't stand a chance up against these top money-saving hacks.

The Simple Way to Make Multitasking Actually Work

The evidence is clear that multitasking isn't very productive. But that doesn't mean multitasking isn't an efficient use of time — if you can learn to juggle.

8 Surprising Life and Money Lessons from Will Ferrell Movies

Will Ferrell may be an unlikely source of money and life lessons, but his films often turn on key personal finance concepts. Shake and bake!

Frugal Gluten-Free Living: Budget Friendly, Gluten-Free Grocery Staples

This list compiles the gluten-free groceries that give you the most bang for your buck, while maintaining the lifestyle your body needs. With these items in your cupboards, you wil

14 Awesome Credit Card Perks You Didn't Know About

Make sure you read the fine print on your credit card member agreement. You may be getting more than you bargained for — in a good way.

Is There Such a Thing as a "Safe" Investment?

We all want to protect our nest eggs, but the question remains: Is any investment truly "safe?"

$20 in New York City: The 15 Best Ways to Spend It

New York is famously pricey, but it's also famously frugal, if you know where to look. Try some of these fun ways to take a $20 bite out of the Big Apple.

5 Times Buying the Extended Warranty Makes Sense

We usually advise readers to skip the extended warranty. But not always.

Is an All-Cash Diet Right for You?

Budget in the red again? Quell your craving to overspend with plastic with an all-cash diet instead.

The End of the 4% Rule?

There's a rule of thumb that's pretty well known to retirement planners: the 4% rule. That rule is starting to look kind of iffy.

November 11: The Last Free National Park Day of the Year

Plan a final outdoor adventure for 2011, and discover how to get free entrance to parks year-round.

Flashback Friday: 46 Easy Ways to Be More Productive

Workdays get hectic and sometimes it's difficult to focus. But you can turn all of that around with some easy productivity tricks.

Stop Making These 8 Risky Password Mistakes

Wanna protect your identity online? Make better passwords.

The 5 Best Luxury Pens

Writing anything by hand in the digital age isn't easy, but it can be. Use any of these luxury pens and you'll never want to stop writing.