Hot Today

Wise Bread articles that are hot today.

401K or IRA? You Need Both

You know you should have either a 401K or an IRA. Have you considered you might need both?

Borrowers, lenders, and others--beware trusting the government

Having a prosperous country (as opposed to having merely a prosperous elite) depends fundamentally on the rule of law. The system can work adequately well with various sets of rule

My Budget Challenge 2016: How to Live Frugally When You Have No Time

Sure, saving money takes time and effort. When it comes to living frugally, if you make the time, you'll find the money.

10 Fun, Free Ways to Entertain Yourself During a Flight Delay

If you're facing a long layover and a shortage of power outlets, forgo the tablet and try one of these inspired — and free — ways to pass the time.

The Secret Really Does Have A Secret (or Ten Tenets for Arranging Your Rich - Part 3)

The third installment in my ten-part series (which has taken me much longer to write than planned), I decided to take a look at the Law of Attraction since the concept has hung aro

14 Things You Forget to Do Before Leaving for Vacation

Honey? I think I left the oven on.

Why Rent-to-Own Is a Bad Idea

Rent-to-own may sound convenient, but buyer beware: The amount you'll overpay is rarely, if ever, worth it.

Managing Your Short-Term Money

It's easy to find books and articles on how to manage your money to support your long-term goals. You can read a lot about stocks and bonds, retirement accounts, investing in gold

5 Times It's Okay to Delay Retirement Savings

We'll just about never tell you to put off retirement savings. But in these extreme and temporary instances, it might be okay.

The Three Interest Rates

I got a notice from one of my credit cards a bit ago, announcing that they were raising the interest rate. It's only of theoretical interest to me, of course--I use credit cards f

Best Money Tips: Cash for Clunkers 2.0

Welcome to Wise Bread's Best Money Tips roundup. This week’s assortment of treats comes to you with advice for junking your car, rocking your career, and brewing your own.

5 Times Personal Loans May Be Better Than Credit Cards

Sometimes getting a personal loan is a better choice than using your credit cards.

10 Tricks to Keeping Your Kitchen Clean While You Cook

Keeping tidy while cooking makes for better meals and easier clean-up, and it doesn't take a lot of effort with these labor-saving shortcuts.

5 Creative Ways to Invest During a Weak Market

With the stock market finally recovering to some degree this past month, even closing at highs for the year, a lot of investors may be breathing a sigh of relief about their stock

Tips and Tricks for Dealing with a Recalcitrant HMO

Most of us will, at one time or another, have to struggle with our insurance company over payment approval, referral approval, or any one of a myriad of other common issues. Here a

Best Money Tips: Have More Fun for Less Money

Today we found some great articles on having more fun for less money, ways to save $1 a day, and improving your career prospects.

6 Great Side Jobs You Can Do on Your Bicycle

Need some extra cash? A bike is all you need to get a killer side job.

This Interview Technique Will Get You Hired

Don't let your next job interview become another tale about the one that got away. Use this key technique to present the most employable you.

How to Accept Criticism and Become an Awesome Person

Sometimes criticism, even if constructive, is tough to take. Here's how to grow a thicker skin so you can learn and grow from those critical comments.

5 Sites That Will Pay for Your Old iPhone

If you want the new iPhone 7, but balk at the price tag, these five sites can help you get the most money for your old phone.