For anything you might buy there are almost limitless choices. For purposes of argument, I'd like to group them into three categories: You can buy the best; you can buy some
With my budget straining at the increase in the cost of milk, I can’t always justify buying my favorite shampoo, the best razor, or that luxurious body wash I crave. I have found
Hang around with frugality and simplicity types for any length of time and you'll hear a lot about distinguishing between needs and wants. It's come to me, though, that this issue
Everyone knows that cooking is cheaper and healthier than eating out. It's also better (i.e. more to your taste) than eating out, and easier than eating out (no driving, parking,
Here’s a question for you that has been bugging me for years; why can’t home-builders follow the auto dealer’s classic model of old for new, and let people trade-in their old homes
The "Transforming Debt Into Wealth" guy claims he can make you debt-free in five-to-seven years. But is it really doable? We ran the numbers to find out.
Wise Bread articles that are hot today.
Doing without is often better than making do
For anything you might buy there are almost limitless choices. For purposes of argument, I'd like to group them into three categories: You can buy the best; you can buy some
How Emotions Can Hurt a Home Buyer
Granite counters and fresh paint can lead a buyer to overlook a home's flaws. Avoid buying the wrong house by recognizing these common biases.
6 Ways to Get your Toiletries for Cheap or Even Free!
With my budget straining at the increase in the cost of milk, I can’t always justify buying my favorite shampoo, the best razor, or that luxurious body wash I crave. I have found
Ask the Readers: Where Do You Shop For Household Goods?
Tell us where you shop for household goods and we'll enter you in a drawing to win a $20 Amazon Gift Card!
Needs, wants, and not even wants
Hang around with frugality and simplicity types for any length of time and you'll hear a lot about distinguishing between needs and wants. It's come to me, though, that this issue
4 Ways Student Loans Impact Your Taxes
Got student loan debt? Who doesn't. Lessen the burden by knowing just how that debt plays into your taxes.
Teach yourself to cook
Everyone knows that cooking is cheaper and healthier than eating out. It's also better (i.e. more to your taste) than eating out, and easier than eating out (no driving, parking,
You Trade-In Your Car…Why Not Your Home?
Here’s a question for you that has been bugging me for years; why can’t home-builders follow the auto dealer’s classic model of old for new, and let people trade-in their old homes
Now Is the Best Time in Years to Do a Credit Card Balance Transfer
A credit card balance transfer is a good first step toward debt reduction and a sounder financial footing. Here's why you shouldn't wait to use one.
5 Smart Ways to Meet a Rewards Card Minimum Spending Requirement
Sign-up bonuses can jump-start your rewards-earning potential. Here's how to hit your card's minimum spending requirement, fast.
10 Ways to Add Luxury to Your Life Without Paying Luxury Prices
Who doesn't want to live large on a small budget? From fine dining to a luxe ride, here's how to get a lot more for much less.
Best Cards for Men & Women’s Apparel Stores
Find the best women's and men's apparel credit cards.
Don't Be Fooled by 2014's Most Common New Scams
Scammers are always finding new ways to trick people out of their money — learn how they do it so it doesn't happen to you.
5 Stocks to Buy If You Love the Earth
If you love all things green — that is, both the earth and making money — these eco-conscious stocks are for you.
This One Ratio Is the Key to a Good Credit Score
Understanding this key credit scoring ratio may be the secret to unlocking a higher credit score. The math is simple, and so is the strategy.
6 Questions to Ask Before Taking Out Student Loans
College isn't cheap and a student loan may seem inescapable. Make sure you've checked out all your options before you sign.
John Cummuta: Transforming Your Debt Into His Wealth
The "Transforming Debt Into Wealth" guy claims he can make you debt-free in five-to-seven years. But is it really doable? We ran the numbers to find out.
How to Use the Holidays to Teach Kids About Money
The holidays are full of family, fun, and even personal finance. 'Tis the season to teach your kids how to master their money!
10 Surprising Ways Spring Is Gonna Cost You
Spring and summer bring fairer weather, but they aren't always as pleasant for your bank account. Keep your budget on ice when the temperatures rise.
6 Things You Need to Do if You're Retiring in 2018
This is it; 2018 is the year you retire. Before you leave the working world, there are a fey key moves to make first.