Hot Today

Wise Bread articles that are hot today.

Ask the Readers: How Do You Save on Kids Toys?

Tell us how you save on kids toys and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Laid Off? What To Do Before Plunging Into The Job Search

Your company has announced a soon-to-come layoff or you’ve been escorted out of the door. What’s next? What should you do…before updating your résumé, tapping into your professiona

11 Investing Tips You Wish You Could Tell Your Younger Self

If you could go back 20 years and give your younger you some investment advice, would it echo any of these 11 pearls of financial wisdom?

Evolve Your Money Management Beyond the Budget

Budgeting can be complicated, tedious, and inflexible. But for some, there's a simpler, more reliable way to accomplish the same thing.

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8 Surprising Ways Cheap Oil Impacts Your Wallet

The price of oil keeps on dropping — and that's good, right? Mostly, but there are some negatives, too, even if you don't work in the oil patch.

Choosing the Right Mortgage Loan: 15 or 30 Years?

Getting a 15-year mortgage might seem like a no-brainer — it means you'll spend less overall — but there are good reasons to consider a 30-year as well.

How a Big Family Survives in a Home With One Bathroom

Sharing a single bathroom with a large family or several roommates isn't ideal. Here's how a family of seven (and growing!) makes it work.

Ask the Readers: Do You Like Hosting Parties?

Tell us whether you like hosting parties and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Help! My Money Scares Me!: Tips for Educating Yourself Without Feeling Overwhelmed

Do you feel lost at the very idea of having a budget, let alone a comprehensive financial plan? Does it make your head hurt to think about how much you make and how much you spend?

5 Lessons That Teach Your Kid to Be Their Own Boss

Even if your child isn't interested in self-employment later in life, these entrepreneurial skills will help no matter what life or career path they pursue.

Save Money by Shopping at the Craft Store — Even If You're Not a Crafter

Craft stores aren't just for crafters. Your local craft store has plenty of good home decor buys and super cheap gifts, no assembly required.

Ask the Readers: What Are Your Best Back-to-School Tips?

Tell us your best back-to-school tips and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Invest some of this cheap energy

I've tried to avoid predicting energy prices, except to say that they'll be volatile. I'm not a bit surprised to see oil and gasoline prices dropping by half in the past few month

Should you take a second job?

When you're strapped for cash just before the holidays, it might behoove you to remember that right now is the busiest time of the year for big box retailers, and many of them are

What's the Difference Between MasterCard and Visa Credit Cards?

Is there really a difference between Visa and MasterCard credit cards?

Recession Journal Part II: Broke or Poor?

We must understand fundamentally while some of our exercises in saving go for naught and why when things turn around, we forget our lessons. Unfortunately in America just eat one b

The 5 Best Toasters

Banish burned bread — get perfectly browned bread, bagels, waffles, and more with one of these reliable toasters.

How Not to Buy Too Much

Just as a diet doesn't mean you can never enjoy food again, a budget doesn't mean that you can never buy again. Here are a few strategies to help you reduce your spending.

Live Long and Prosper With These 15 Small Healthy Habits

When it comes to living longer, healthier lives, it's the little things that count. Add a few (or all!) of these habits to your routine and feel better, longer.