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Wise Bread articles that are hot today.

The Simmons Visa Credit Card: The Lowest Standard APR Available

You won't get rewards or perks or concierge service with this credit card, but you will get the industry's lowest interest rate.

15 Ways to Make Brown Bagging It Better Than Buying Lunch

You know bringing your own lunch can save you tons — but bleh. Make your midday meal a real reward and you'll win twice.

How to Stop the Takeout Meal Cycle and Save

Takeout is tempting, but it's wreaking havoc on your savings. Stop the cycle with some savvy shopping and a little planning.

Is Layaway Still Worth It?

Layaway faded away back in '90s, but this different way to pay is making a comeback. Is it worth it?

Investment Allocation by Age: Birth to 10 Years Old

When kids are young, investing is usually done on their behalf. However, it's possible to get kids started with their own investments at a surprisingly early age.

Plan for your wants

Budgets tend to focus on needs--food, shelter, heat, light, transportation, and (of course) taxes. They also provide for wants, but generally the smaller, shorter-term wants--cabl

3 Cheap and Easy Formulas for Homemade Windshield De-Icer (Plus Bonus Tips)

It’s that dreaded time of year. Each trip to town requires a 10-minute pre-start on my car, and the hated task of scraping my windshield. There are several options to help you wi

Hey Kids! It's Time Your Butt Got a Job

The economy is hurting all of us – especially families trying to raise and educate their kids. Unfortunately, things have become so tight that there is often little left over to do

Fresh Mint: 'Recession-proof' ideas make good business

It's rare for me to endorse any financial product or service, much less bigging-up an Internet destination that could divert traffic away from myself and wisebread.com but it's wor

Drink Your Tea: Types, Health Benefits, and How to Brew a Perfect Cup

Broaden your tea horizons with this introduction to tea fundamentals, including the health benefits of the different types of teas.

How to Make Your Commute Profitable

Every day, I use public transpiration to commute to my day job. The arrangement saves money, reduces my carbon footprint and actually helps me to earn extra money. Here’s how, I g

How to Buy Art as Gifts

Beautiful, original pieces of art make for excellent gifts, and they don't have to be expensive. Learn how to find the right one for your loved one at a price you can afford.

Want Free HBO or Showtime? Just Ask.

Premium channels come with premium prices. Usually, between $10 and $20 a month, depending on the channel and your cable/satellite company. But here's something that applies across

Do You Practice Math When You Leave a Tip?

What kind of tipper are you? Learn about different tipping styles, and see where you fit in.

FICO or FAKO: Are Free Credit Scores From Credit Cards the Real Thing?

Your credit card provider might offer your credit score —for free! — every month. Here's what you need to know about that complimentary number.

Healthy People Have These 10 Things in Their Homes — Do You?

The stuff you keep around says a lot about your lifestyle. How many of these healthy things does your family have?

5 Financial Principles for a Seismic Economy

Learn the 5 principles of personal economics to help you survive and thrive in tough economic climates.  Become more financially nimble and able to absorb the shocks of a f

10 Breakfast Foods to Help You Ace Your Job Interview

Before you head out for that job interview, make sure you've had a delicious, balanced breakfast.

Successful Men Carry These 7 Things Around With Them — Do You?

Success is ultimately about the content of one's character — with a little help from the contents of one's pockets, too.

9 Easy Ways to Start Taking Better Care of Yourself Today

It doesn't take a lot of effort to become the new, better looking and feeling you. Start with these simple (and quick!) self-improvers.