Your employer has (or should have) a personnel file with your name on it; should you have one also? Theoretically, you should be able to access information from your file at the of
One of the most frugal things you can do is have capital. Whether it's money in the bank or a nice chunk of reasonably liquid investments, having capital not only makes money (thr
It's that dreaded time of year again. No, not tax time. Nope, not time for New Year's resolutions, either. it's Halloween costume time. As in, the time of year wher
if you want to put some extra bucks in your pocket before, during, and after the holidays, here are some tips on finding deals and reselling for a tidy profit.
Every notice how upset people get, when someone poorer than them has better crap? I'm talking about the guy agonizing over whether to spring for a 32-inch flat screen who find
Did you know that even after turning everything off in your home, you are still paying for electricity consumption you may be unaware of? If you’re like me, that should get both th
After the recent interest rate cuts by the Federal Reserve many of my bank and money market interest rates plummeted. Now the best yield I have is on my Series I Savings Bonds iss
It is currently a buyer's market for real estate in most of the United States and there are many ways a buyer could negotiate for a deal beyond getting a great price. Here are som
Wise Bread articles that are hot today.
How Authenticity Could Make or Break Your Small Business
Forget marketing: Your small business only needs one very special thing to be truly successful.
6 Money-Saving Items to Bring On Your Next Cruise
Cruising is an affordable way to travel, but you could save even more if you pack the right gear.
Your Personnel File...at home
Your employer has (or should have) a personnel file with your name on it; should you have one also? Theoretically, you should be able to access information from your file at the of
On the importance of having capital
One of the most frugal things you can do is have capital. Whether it's money in the bank or a nice chunk of reasonably liquid investments, having capital not only makes money (thr
Hairy, Scary, and Larry--5 Halloween costumes you can make from stuff you probably already own
It's that dreaded time of year again. No, not tax time. Nope, not time for New Year's resolutions, either. it's Halloween costume time. As in, the time of year wher
Seen Something for 70% Off or More? Buy It.
if you want to put some extra bucks in your pocket before, during, and after the holidays, here are some tips on finding deals and reselling for a tidy profit.
When poor folks have better crap than you
Every notice how upset people get, when someone poorer than them has better crap? I'm talking about the guy agonizing over whether to spring for a 32-inch flat screen who find
5 Spectacular Amusement Parks for Thrill Seekers
If a thrill is what you're seeking, and the standard Ferris wheel can't get you shrieking, then these five theme parks will leave you freaking.
The 7 Best Credit Card Debt Elimination Strategies
You want out of credit card debt, and you want out fast. You have several options — which will work for you?
5 Modern Ways to Split the Bill
Are you always the one who gets stuck covering taxes and tip when it's time to settle the tab with friends? Not anymore.
Green Switch for Green Savings
Did you know that even after turning everything off in your home, you are still paying for electricity consumption you may be unaware of? If you’re like me, that should get both th
The 5 Best Lip Stains
Keeping your lips bold and smudge-free isn't easy, but it can be. Just use any of these lip stains and your pout will always look perfecto.
What's the Best Way to Get out of Debt?
Debt is the hottest topic on personal finance blogs around the world. Why? I would venture to guess it is because so many people are drowning in it
50+ Ways to Save Water
Even if you live in a rainy climate, you can do the planet and your pocketbook a favor by conserving water. Here's how.
A Simple Guide to Series I Savings Bonds (I-Bonds)
After the recent interest rate cuts by the Federal Reserve many of my bank and money market interest rates plummeted. Now the best yield I have is on my Series I Savings Bonds iss
What You Need to Know Before Leasing a Car
We're generally in favor of buying versus leasing. If you decide to lease, make sure you understand what you're paying for.
My 2016 Budget Challenge: Everything Breaks
The second installment of this Wise Breader's budget challenge finds Max on the verge of a breakdown.
Americans Spend Less Than Other Countries on These 9 Items
Americans may spend big on health care and education, but we save big bucks on these common purchases, on average. Do you?
Seller concessions and buyer bargains - What to ask for in the current real estate market.
It is currently a buyer's market for real estate in most of the United States and there are many ways a buyer could negotiate for a deal beyond getting a great price. Here are som
15 Smartest Ways to Save at Sephora
Sephora has every beauty product you could ever need, but at those prices? Here's how to save big at your favorite makeup mecca.