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Wise Bread articles that are hot today.

10 Ways to Tidy Up Your Finances Before the Holidays

Fall is here, and the holidays are right around the corner. It's time to get your finances in tiptop shape.

4 Warranties That Aren't Worth It

Better safe than sorry, right? That may be your reasoning behind buying product warranties. But in these four instances, warranties definitely aren't worth it.

How to Throw a Fabulous (and Frugal!) Dinner Party

Dinner parties are lots of fun, but their costs can add up fast. Learn how to throw a deliciously memorable, yet budget-friendly party with these tips.

7 Surprising Facts About Roth IRAs

A lot of people think Roth IRAs are just another retirement vehicle. Yes — and they're also one of the most flexible options available.

7 Easy Ways to Budget for Summer Vacation

You can't wait to kick back and relax — but are you saving enough money for your summer getaway? Here's how to be sure!

How to Have a Great Wedding if You Haven't Saved Enough

No need to break the bank walking down the aisle. You really can have an unforgettable wedding — even on the teeniest of budgets.

Can't Get Business Credit? Consider Alternative Financing

If you're losing sleep because you need cash quickly and traditional sources aren't working out for you, you should consider alternative financing.

Best Money Tips: Having a Baby on a Budget

Today we found some great articles on having a baby on a budget, items you should buy new, and steps to get back on the right financial track.

What Happens to a Student Credit Card After You Graduate?

Getting a credit card in college is a great way to build credit when you're young. But what should you do with the card after you graduate?

5 Free Handy Coupon Apps — Don’t Leave Home Without One

With so many free coupon apps to choose from, which are worth downloading? Check out these five that can save — or even make — you money.

How a New Marriage Can Survive Student Loan Debt

Wedding bells may be ushering in more than new nuptials. If you or your spouse has student loans, there are a few key things to consider.

5 Foods I Grew Tired of Buying, and How I Quit

Everyone who cares about frugality understands that it often involves becoming more self-reliant. The following is a list of kitchen staples that I quit buying, and how I’ve made i

6 Tricks for a Better Netflix Experience

Pass the popcorn and add these smart Netflix hacks to your next movie night.

Market Clones: How to Pay Drastically Less for Pricey Products

Marketers price their products at whatever the market will bear. But if one product is sold in two (or more) markets, one version is almost always cheaper.

Frequent Flier Programs for Infrequent Fliers

Use these tricks to maximize frequent flier miles and use them in creative ways to get the most benefit with the smallest credit.

12 Ways to Save and Make Money While Traveling

Did you know there are ways to save AND make money while traveling? Give these a try next time you hit the road.

7 Money Mistakes Everyone Makes When Buying Their First Car

Before you drive off in the first shiny set of wheels that catches your eye, stop to think — are you making these naive money mistakes?

Ask the Readers: How Often Do You Review Your Credit Report?

Tell us how often you review your credit report and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Ask the Readers: Do You Go to Sporting Events?

Tell us if you go to sporting events and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Being routinely creative

It might seem like creativity would flourish best in the absence of any constraining routine. In fact, the opposite is true: Having a routine is very useful for protecting your c