Hot Today

Wise Bread articles that are hot today.

Stockpiling Is Rarely the Answer

Stockpiling for an emergency might seem like a good (and frugal) idea. But in reality, your time and money is probably better spent.

Is It Ever Okay to Cosign a Loan?

Conventional wisdom says cosigning a loan is a major money no-no. But are there exceptions?

How the Banks Were Fleeced -- A Primer to Mortgage Fraud

Have you seen homes in your neighborhood sell for unreasonable prices and quickly end up in foreclosure? If this is a common occurence then perhaps there is a ring of thieves commi

13 Small Kitchen Appliances That Aren't Worth the Money

Culinary gadgets may look irresistible in the store, but they're really just clutter on your countertop and a drag on your budget.

8 Fun and Frugal Things to Do with Origami

Origami is a Japanese word that means "fold paper", and it is a very popular pastime around the world. I enjoy origami because it is a very cheap hobby that requires only

10 Money Moves You Need to Make Before You Take a Side Job

You've launched your side gig — great! Now get your finances in order so your extra income doesn't become an extra worry.

8 Things Americans Were Better at in the 1950s Than Today

Americans used to be so good at basic skills — like saving money. Things have gone a bit downhill since the 1950s.

Are You an Ant or a Grasshopper?

This classic fable illustrates the fundamental difference in savers and spenders. Spenders live for the moment, frittering away their earnings on things like technology gadgets, e

Ask the Readers: What Are Your Current Savings Goals?

Tell us about your current savings goals and we'll enter you in a drawing to win a $20 Amazon Gift Card!

The Jury Duty Scam – coming to a phone near you?

My wife forwarded me one of those “hey everyone, don’t fall for this” emails this morning. I get one from a friend or relative at least once a week, and usually they’re well-meanin

Flashback Friday: The 119 Best Fitness Hacks for Busy People

Getting in shape shouldn't take all of your free time, especially when don't have much to spare. Here's how to get fit when you're a busy bee.

Get out the Vote and Grab a Tall Starbucks Coffee for Free!

Voting anxiety is kickin' in big time. With only a couple days left until the final vote, many are more than ready to make their voices heard – and then head back to life as norma

12 Legit Ways for Stay-at-Home Moms and Dads to Earn Some Extra Cash

Stay-at-home parents are busy, but if you can find a few hours a day, you can earn extra cash. Personal Finance expert Bob Lotich suggests some opportunities.

8 Totally Free Things You Can Sell on eBay

Odds are, you probably have one or more of these totally free items hanging around your house (or backyard). They can fetch a profit on eBay!

The 5 Best Bluetooth Headsets

If you spend a lot of time on your phone, a bluetooth headset is a must-have tool. Here are our picks for the five best.

5 Ways to Prevent a Debt Spiral

Be the master of your fate when it comes to conquering credit card debt.

10 Things Financially Savvy People Don't Do

People who are smart with their money don't make these common personal finance mistakes. Do you?

How to Make Your Commute Profitable

Every day, I use public transpiration to commute to my day job. The arrangement saves money, reduces my carbon footprint and actually helps me to earn extra money. Here’s how, I g

Want Free HBO or Showtime? Just Ask.

Premium channels come with premium prices. Usually, between $10 and $20 a month, depending on the channel and your cable/satellite company. But here's something that applies across

The 5 Best Charcoal Scrubs

Keeping your skin clear isn't always easy, but it can be. Use any of these charcoal scrubs and your pores will remain unclogged.