Hot Today

Wise Bread articles that are hot today.

Health insurance: Two other numbers to look at

Most people, of course, have almost no control over their health insurance: They get what their employer provides (if they have a good job) or else they get nothing. Whether they

Save Money and Water With These 6 Clever Landscaping Hacks

If you've been eyeing your neighbor's perfectly landscaped lawn, try some of these strategies to create a low-cost outdoor oasis.

The 10-Step Staircase to a Comfortable Retirement

The secret to saving enough for retirement is simple. Start early and increase the amount you save over time. For many people the hardest step on the journey is that first one.

Federal Perkins Loans

Where a Stafford Loan or Parent PLUS Loan is available to just about any college student, a Federal Perkins Loan is only available to students who can expect only a minimal level o

FSBO: How to Sell Your Home on Your Own

For Sale By Owner saves having to pay an agent's commission, but it will only work if you know what you are doing and plan ahead.

The 5 Best Smartphones

Android or Apple? Performance or battery life? Getting a new smartphone can leave you asking a lot of questions. Pick the best phone for you with this guide.

A Frugal Resource: The Community College

One of my favorite frugal resources is the community college. Even though I’ve taken several classes at my local college, I’ve barely tapped into the depth of resources available n

You're Ready to Make an Offer on a House: Now What?

You've found your dream home, secured a lender and a mortgage — now comes the hard part.

6 Steps to Achieving All Your Goals

Is your long list of goals looking a little… optimistic? You really can achieve all of them, but you'll have to plan smart and set priorities first. Here's how.

Become a Frequent Flyer Master and Earn a Free Flight Every Year

Ssshh: don’t bother me. I’m busy doing my Christmas shopping and accumulating enough frequent flyer miles to pay for two overseas flights – in business class. I’m doing it with the

26 Quick Ways to Have Fun (No Matter Where You Are)

Take one of these quick breaks from your stressful routine and have a little fun. You'll return refreshed, invigorated, and in a better mental place to get 'er done.

What Does Frugal Living Mean to You?

Depending on your point of reference, a million dollar purchase can be considered frugal. What is frugality to you?

6 Things You Might Do on Your First Day of Retirement

Happy day! Your work career is finally officially over and your time is your own. Now what?

12 Things People With Good Communication Skills Never Do

If you want to engage the people you’re talking with instead of making them tune out, you must avoid these 12 things.

5 Smart Places to Stash Your Kid's College Savings

Sending your kids to college is expensive. These investment vehicles are the smartest ways to start saving up.

How to Get a Credit Card When You Have Bad Credit

Bad credit? No Credit? No problem! You can still get a credit card for emergencies or to repair your credit score, if you know where to look.

How an HSA Could Help Your Retirement

You know socking money into a 401(k) or IRA will help fund your retirement years. An HSA could help, too.

5 Financial Obstacles That Are Especially Tough for Women

For a few reasons — some unfair — women face obstacles to money that men do not. Learn about those obstacles — and learn how to overcome them.

7 Reasons You Shouldn't "Vacation Shame" Your Coworkers

Have you ever made your coworkers feel guilty about taking vacation? Knock it off! There are many good reasons employees need time off.

6 Back-to-School Items You Can Buy Used

Facing that back-to-school budget crunch? Instead of buying school supplies brand-new, get them used.