Hot Today

Wise Bread articles that are hot today.

Here's Why Credit Scores and Reports Are Not the Same

Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.

13 Benefits of Being a Night Owl

Our culture esteems the early riser, but being a night owl has its advantages. Discover how staying up late can help you get ahead.

5 Times You Must Freeze Your Credit Report

Freeze! Securing your credit report from fraud or other suspicious activity might save you a big headache later.

10 Things You Should Do Immediately After Losing Your Wallet

Losing your wallet can be frustrating and scary — identity theft, anyone? Take these steps to ensure your finances stay safe when your wallet isn't.

30 Easy Ways to Unstick Something That's Stuck

Need a sticky label removed? A frozen zipper released? Before you run off to buy a pricey chemical "remover," try these common household unstickers first.

Should You Invest in Goldman Sachs (GS)?

Goldman Sachs is in hot water right now, so investing in the company may seem like a risky proposition. And it certainly is, but it may also be a fantastic opportunity.

25 Ways to Entertain Your Child for Free or Cheap

You don't need to buy expensive toys or costly movie tickets to keep your young one occupied. Just try one of these frugal, fun ways to entertain your kid.

8 Myths About Health Savings Accounts — Debunked!

An HSA can be a great way to pay for health care, earn investment income and cut your taxes. Cut through the confusion before you jump in.

9 Ways to Reverse Lifestyle Creep

More money in your paycheck can mean more spending on stuff you don't need. Time to get things back under control.

6 Meditation Alternatives for People With Busy Minds

Can't sit and meditate without your mind going in a thousand different directions? No problem. There are still ways to meditate when your brain is always busy.

5 Budget Destinations Where You Can Learn to Scuba Dive

Scuba diving can be an expensive hobby, but in these five destinations, you can explore the depths of the sea without busting your budget.

Trader Joes vs. Costco: What's a Better Place to Shop?

Trader Joe's and Costco: Two great places to buy groceries. But when you want certain items, how do you decide where to go? We've broken it down for you.

Insights From the World's 9 Most Frugal Cultures

In every corner of the globe, there are people that spend less and save more than we do. Let's follow their lead.

6 Ways to Improve Your Curb Appeal for Next to Nothing

A few cheap, easy fixes will snaz up your home's curb appeal without making an ugly mess of your bank account.

15 Surprising Insurance Policies You Might Need

For just about any life event, there's an insurance policy to cover it. Do you need one of these plans?

Prioritize These 5 Bills When You're Short on Cash

Late payments happen. But for these major bills, you need to get them paid on time — or face the consequences.

7 Reasons You Shouldn't Hire a Friend for Professional Services

Before you hire your BFF to work for you or alongside you, consider these potential downsides first.

27 Things You Should Have in Your Utility Drawer

Fess up — we all have a junk drawer. Take yours from "junk" to "utility" with a little organization and these 27 must-have household items.

10 of the Coolest Sayings About Saving

Saving money is cool. Here are 10 easy-to-remember ways to remind yourself.

The 5 Best Flushable Wipes

Once you go with flushable wipes, you'll never go back to toilet tissue. Use any of these flushable wipes and you'll quickly learn what you've been missing.