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Wise Bread articles that are hot today.

What You Need vs. What You Want and How to Tell the Difference

Learn to distinguish between what you need, what you need in certain conditions, and what you want.

Should You Refinance Student Loans With a Balance Transfer Card?

Balance transfer cards promise 0% APR for a limited time, but that doesn't mean they are ideal for student loans.

4 Money Moves Every College Freshman Should Master

There will be lots of things to learn during your first year of college. Make sure you master these money moves between classes.

Breaking the Bread Code: How to Get the Freshest Loaf

Discover the color code that will lead you to the freshest loaf on the store shelf every time.

How to Start Investing With Just $100

Investing isn't just for the wealthy. All it takes is $100 — or less! — to get started.

The 5 Best Stay-At-Home Beauty Essentials

Just because the world has changed doesn't mean you need to neglect your beauty regimens. These products are budget-friendly and will make you feel like a glowing goddess.

Don't Panic: Do This If Your Identity Gets Stolen

Identity theft is a scary subject. But really, you shouldn't panic. Help is right around the corner.

The 5 Best USB-Powered Fans

Keeping yourself and your computer cool in a stuffy work area isn't easy, but it can be. Use any of these USB-powered fans and your work area will always be chill.

How to Read a Credit Report

You're ready to check your annual free credit report. Now — just how exactly should you read one of these things?

8 Reasons You're Still Stuck in a Financial Hole

You're in a financial hole. If you don't quit these bad money moves, ASAP, you're just going to keep on digging.

The 5 Best Voice Recorders

When you're in a pinch and have to record something, you need a dependable device. Use any of these voice recorders and you'll get the audio recording you need.

What Are Secured Credit Cards?

Learn how secured credit cards are different from regular credit cards and prepaid cards, how they help rebuild credit, and how to choose one.

Are your new tires really 6-year old ticking time-bombs?

Check the tires on your car. How do they look? Plenty of tread, no bald spots, no wear and tear? If that’s the case, you’ve probably got a great set of tires with years of life lef

The 5 Best In-Home Dry Cleaning Kits

Keeping your clothes in peak condition isn't easy, but it can be. Just use one of these five in-home dry cleaning kits and you'll always look sharp.

8 Surprising Ways a Personal Website Can Improve Your Life

Even if you don't have a side hustle to promote, creating a personal website can make your life better. So why not make one?

Capital One 360: A Competitive Banking Option

CapOne 360 is a great option for those looking for low fees and great interest rates!

The 5 Best Stay-At-Home Haircare Essentials

Whether you're looking for a dry shampoo, or a root cover-up to hide those grays, you can have the best haircare products delivered right to your door.

The Best Online Swap Sites

With so many online swap sites available for the picky trader, there’s no excuse not to start trading your excellent-condition, used items for something of equal value.

The 5 Best Manicure Kits

Keeping your nail game strong and chip-free isn't easy, but it can be. Just use any of these manicure kits and your nails will always look fab.