Hot Today

Wise Bread articles that are hot today.

Volunteer to Travel: 11 Opportunities for Free or Very Cheap Travel

Here are 11 options for free or very cheap travel through volunteering.

Cheat Sheet: Retail Markup on Common Items

Stores make money by price markups. Learn the rationale behind retail pricing and what the product you're buying actually costs.

4 Things You Need to Know About Gift Tax

There's a tax on financial gifts? Of course there is — and guess what else? It's very convoluted.

Ask the Readers: What Money Advice are You Sick Of? (Chance to Win $20!)

Tell us what financial advice you're tired of hearing for a chance to win a $20 Amazon GC!

How to Watch Movies in the Theater for Free

You can easily see brand-new movies in the theaters for free. Yes, totally free. Really.

9 Home Improvements You Should Always Negotiate

Hiring pros to tackle your biggest home improvement projects is unavoidable. What is avoidable is paying exactly what they ask.

Debit Or Credit? Which One Should You Choose At The Checkout?

Debit or credit? Although the outcome seems the same, it’s a different process with different consequences.

Home Equity Loan or HELOC: Which Is Right for You?

You have equity in your home, and you need to borrow money. Should you turn to a HELOC or a home equity loan?

14 Best Side Jobs For Fast Cash

You need cash, and you need it fast. Stop hitting up your friends for spare change, and start one of these lucrative side gigs!

Are Starter Homes Still a Thing?

Starter homes used to be the norm. But in today's housing market, you might not need those homeowner training wheels.

The Best Secured Credit Cards

If you have no or a bad credit history, getting a secured card could help you build or rebuild your credit score. Find out if one of these cards is right for you.

11 Retailers Where You Can Negotiate a Lower Price

Negotiating the best price is not only for the car dealership and the yard sale. Try haggling at these retailers big and small and pay less for lots more.

Ask the Readers: What's Your Favorite Grocery Shopping Tip?

Tell us about your favorite grocery shopping tip and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Ask the Readers: What's In Your Wallet?

We want to know what you currently carry in your purse or wallet.  By sharing the contents via comments or Twitter, you will be entered to win a $20 Amazon

Figuring the Size of Your Emergency Fund

The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3

Ask the Readers: How Do You Save at the Pump?

Tell us how you save at the pump and we'll enter you in a drawing to win a $20 Amazon Gift Card!

25 Purchases You'll Never Regret

Buyer's remorse usually follows close behind the purchases you make — especially big ones. But for these buys, know that you've done the right thing.

Ask The Readers: To Clip or Not to Clip? (A Chance to Win $10!)

Are you a coupon-clipper? Do you plan on becoming one? Have you shunned the practice out of principle, time, or apathy? Maybe you clip a little here and there, but leave the har

Retire for Half the Cost in These 5 Countries

Help your retirement funds go twice as far by retiring in one of these beautiful locales abroad. They're almost too cheap to be true!

10 Killer Ways to Feel Like a Million Bucks (Even If Your Bank Account Says Otherwise)

There are plenty of studies tying health to wealth (and vice versa), on a national and a personal level. Rest assured, though, this isn't The Secret. Instead, here are some tried a