Hot Today

Wise Bread articles that are hot today.

9 Ways to Reverse Lifestyle Creep

More money in your paycheck can mean more spending on stuff you don't need. Time to get things back under control.

5 Things Your Real Estate Agent Wishes You Knew

If only you knew! Real estate agents everywhere want you clued in to these basic home-buying and selling facts.

The Guide to Staying at Hostels for People Over 30

Hostels aren't just for 20-somethings. No, really, even adults can slash the cost of lodging by staying at hostels instead of hotels.

Are You Letting FOMO Ruin Your Finances?

FOMO can prompt us to make a lot of questionable decisions. Get your envy in check and regain control of your life — and your money.

Why We Spend More When We Pay With Credit Cards

It's true — people spend more with credit cards than cash. Learn the psychological reasons why we tend to pay more when we use plastic.

How to Prepare Your Money for the Coming Economic Slowdown

Experts warn an economic downturn may be on the horizon. Is your money prepared?

9 Signs Your Identity Was Stolen

Usually, you know when you're the victim of a crime. But identity theft can be a sneaky, subtle scam. Watch out for these warnings.

5 Times Personal Loans May Be Better Than Credit Cards

Sometimes getting a personal loan is a better choice than using your credit cards.

Ask the Readers $200 Giveaway: What is Your Top Question About Personal Finance?

Tell us your top question about personal finance and we'll enter you in a drawing to win $200 in Amazon Gift Cards!

25 Things to Throw Out Today

Do you have any of these items lurking in your home that should be thrown (or given) away? Here's a list of 25 things to get rid of right now.

8 Myths About Health Savings Accounts — Debunked!

An HSA can be a great way to pay for health care, earn investment income and cut your taxes. Cut through the confusion before you jump in.

Why You Should Call Your Mortgage Lender Every Year

When was the last time you gave your mortgage lender a ring? If it's been a few years, you could be throwing money out the window.

5 Financial Mistakes You Need to Stop Making by 30

By the big Three-Oh, you're no finance rookie. Leave these money mistakes in your 20s and kick bad spending habits to the curb. No excuses!

HP Giving Away $500 to a Lucky Wise Bread Reader

To enter tell us your smartest investment. It can be anything! A degree, cooking lessons, hot stock, or a great pair of shoes.

How Cosigning On a Student Loan Could Impact Your Finances

Before you cosign on a student loan, these are four important things to keep in mind.

8 Questions to Ask Before Hiring a Home Inspector

Before you hire a home inspector, make sure you get answers to these questions.

5 Times You Must Freeze Your Credit Report

Freeze! Securing your credit report from fraud or other suspicious activity might save you a big headache later.

18 Surprising Ways Your Identity Can Be Stolen

You work so hard to protect your identity, but there are still ways thieves can get your personal data. Here's how they do it.

Don't Get Audited! How Your Side Gig Needs to Handle Taxes

The sharing economy has given us easy ways to make serious side cash. Just don't forget to set aside some for Uncle Sam!

5 Savings Tricks You Haven't Tried Yet

If saving was easy, we'd all be saving more. Try one or more of these savings strategies and see if the habit doesn't finally stick.