Multi Level Marketing (MLM). Also known as Network Marketing or Direct Marketing, and even commonly (incorrectly) referred to as Pyramid Schemes, this type of business entity
Ok, so I admit it; I’m a Star Wars geek (although I’m certainly not alone). I was watching my favorite of the original trilogy last night, The Empire Strikes Back, when I had an ep
I think I’ve lucked out — plenty of my friends live in my immediate vicinity. One even lives in the next apartment building over. This does mean, however, that people are in the ha
If you lose or drown your cellular phone before you're eligible for an upgrade, don't buy a new one. Ask around and you're sure to find someone with an unused handset t
I've read a bunch of books on how to do a job search. They all talk about networking. They all talk about researching the company--knowing what they do and what they need don
That classic scene from Seinfeld got me thinking over the weekend. Is there a strategy for using toilet paper? Is it worth our time? But when I spend money to literally flush the p
With each move by the airlines to claw back a bit of the profit that has vanished into the twin maws of competition and higher fuel prices, and with each move by the government to
Do your normal financial routines feel blah? Does saving not give you the same rush that it used to? Does investing feel overwhelming, dull, or uninteresting? Then maybe you're man
“The first rule of Fight Club – We Do Not Talk About Fight Club.” Everyone who’s seen the movie remembers that. But what about something Tyler Durden, the anarchist extraordinaire,
Life insurance may not cost as much as you think it does. Jeff Rose, CFP, explains the factors that affect how much you pay for your life insurance policy.
Wise Bread articles that are hot today.
Multi-Level Marketing: The Future or Folly?
Multi Level Marketing (MLM). Also known as Network Marketing or Direct Marketing, and even commonly (incorrectly) referred to as Pyramid Schemes, this type of business entity
How Much Time Do Gig Apps Really Save You?
Gig apps seem like they save you tons of time, but do they really? Let's investigate.
9 ways Star Wars can inspire you to save money.
Ok, so I admit it; I’m a Star Wars geek (although I’m certainly not alone). I was watching my favorite of the original trilogy last night, The Empire Strikes Back, when I had an ep
Choosing a Retirement Account: What's Available, and What’s Best for You?
With dozens of account types available, retirement planning can seem overwhelming. Read this to better understand your choices.
6 Items You Need to Be Prepared to Replace
Looking to upgrade your appliances and furniture? Here's when to do it.
Stretching Meals for Unexpected Guests
I think I’ve lucked out — plenty of my friends live in my immediate vicinity. One even lives in the next apartment building over. This does mean, however, that people are in the ha
The 5 Best Sewing Machines
Whether you're a beginner or an expert, buying a new sewing machine can be a daunting task. To help simplify the decision, here are our top picks.
Hand-me-down Cell Phones
If you lose or drown your cellular phone before you're eligible for an upgrade, don't buy a new one. Ask around and you're sure to find someone with an unused handset t
How to get a job--learn the secret from a bad movie
I've read a bunch of books on how to do a job search. They all talk about networking. They all talk about researching the company--knowing what they do and what they need don
The 5 Best Coffeemakers
One of the best ways to save money is to eliminate little expenses — like coffee from the coffee shop. Make it easy with one of these great machines.
Ask the Readers: When Is It Okay to Splurge?
Tell us when you think it's ok to splurge and we'll enter you in a drawing to win a $20 Amazon Gift Card!
Psychology and Loans: The Strange Reasons Why You Make Bad Decisions
You might think that when it comes to big financial decisions, you only make logical, rational decisions. But research suggests that you don't.
"Can you spare a square?" 5 quick tips on toilet paper usage.
That classic scene from Seinfeld got me thinking over the weekend. Is there a strategy for using toilet paper? Is it worth our time? But when I spend money to literally flush the p
Are You Wasting $300,000 on Lunch?
If you're dropping dollars on takeout lunches every day, you just might be eating your retirement.
Travel on Amtrak
With each move by the airlines to claw back a bit of the profit that has vanished into the twin maws of competition and higher fuel prices, and with each move by the government to
Put Your Money Where Your Heart Is
Do your normal financial routines feel blah? Does saving not give you the same rush that it used to? Does investing feel overwhelming, dull, or uninteresting? Then maybe you're man
The financial wisdom of Fight Club
“The first rule of Fight Club – We Do Not Talk About Fight Club.” Everyone who’s seen the movie remembers that. But what about something Tyler Durden, the anarchist extraordinaire,
40 Ways to Use Spray Paint for Cheap and Easy Decorating
Need to touch up an old wheelbarrow? Create holiday decorations? Punch up an interior space? Reach for a can of versatile, easy-to-use spray paint.
How Much Will Life Insurance Cost?
Life insurance may not cost as much as you think it does. Jeff Rose, CFP, explains the factors that affect how much you pay for your life insurance policy.
Ask the Readers: Where Do You Shop for Groceries?
Tell us where you shop for groceries and we'll enter you in a drawing to win a $20 Amazon Gift Card!