Hot Today

Wise Bread articles that are hot today.

Get a Grip on Your Debt: How to Obtain a Clear, Concise Financial Snapshot

Before we can tackle our debt problems, we need to know from where we are starting.

14 Awesome Credit Card Perks You Didn't Know About

Make sure you read the fine print on your credit card member agreement. You may be getting more than you bargained for — in a good way.

4 Best States to Start a New Business In

The entrepreneurial spirit is alive and well for many Americans. Their small business ventures would fare particularly well in these four states.

5 Times Buying the Extended Warranty Makes Sense

We usually advise readers to skip the extended warranty. But not always.

10 Ways to Get the Most Out of a Home Warranty

Hot water heater on the fritz? Your home warranty can help with that...if you follow a few simple guidelines.

Financial Independence Is More Than Just a Number

You may start out thinking of financial freedom as a number, but eventually, you realize that it's a much more achievable goal if you focus on your state of mind.

34 Smart Ways to Cut Your Electric Bill

You won't get rich quick by cutting your electric bill, but you can have a small victory every month by saving some of your hard-earned cash.

Cleaning Out for a Cause: Make a Noncash Tax-Deductible Donation

Donating your used goods can help those in need, reduce clutter, and give you a nice tax deduction. Here's what you need to know to donate goods before the end of the year.

Start Planning Now for When Your Target-Date Fund Ends

Target-date funds are a common way to help you save for retirement. But what happens when they actually hit their target?

5 Money Lessons People Learn at Their First Job

A first job teaches plenty about getting and keeping a job. A first paycheck teaches us a few things about getting and keeping money, too.

Don’t Waste Your Money on Homeopathic “Remedies”

Homeopathy is seen by some as a legitimate way to treat illnesses. But is it just a complete waste of money?

How to Insure Jewelry for Cheap (or Free!)

Jewelry insurance doesn't need to be expensive. In fact, there are ways of insuring your rings, bracelets, and other baubles without paying a dime!

The 10 Most Productive Ways to Spend Your Lunch Hour

Lunch is the most important hour of the workday. Make the most of your time by making it all yours — and not the man's.

5 Money Lessons From Millionaires

When it comes to managing money, millionaire tactics tend to contain a surprising amount of common sense and frugality.

Big List of Things to be Happy About

When life gets frustrating, challenging, or just plain annoying, it helps remember (and celebrate) these little joys.

5 Brilliant Money Moves You Should Make on January 1

It's a new year! Ditch the unrealistic resolutions and make these smart, achievable money moves right on January 1.

7 Questions to Ask Before Moving Out of State

Whether you want a change of jobs or a change of scenery, moving across the country is not a step to be taken lightly.

Where to Invest Your Money After You've Maxed Out Your Retirement Account

You've done an unbelievable job of saving for retirement. Does this mean you're done stashing money away? Not quite.

What you need to know about getting what you want at work

Yesterday, I had a one-on-one with my boss. I knew the meeting was coming up, and I also knew that my job had changed recently and I wasn't thrilled with those changes. So I did so

Simple Living Through Capital

There are a lot of ways to live simply. My personal favorite is living simply through capital — and it's easier to do than you might expect.