Hot Today

Wise Bread articles that are hot today.

Stop! Don't Cut Up Your Credit Cards

Put down the scissors, and step away from the plastic! You can catch up on credit card debt in much smarter ways than chopping up your cards.

Ask the Readers: What Big Purchase Has Helped You Save Money?

Tell us about a big purchase that has helped you save money and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Knowing When to Walk Away: Financial Planning for an Unknown Ending

People have a notion that they must amass a certain amount of money, no matter how long it takes, before they can retire. But what if it took you 40 years of work to reach $1 milli

The Lowdown On Layaway

Layaway never completely disappeared from the retail landscape but it’s become more prominent with promotions by some national chains and locally-owned shops. Instead of paying for

8 Unexpected Ways a Credit Card Can Save You Money on Travel

Before you hit the road (or the sky) for a much-needed vacay, make sure you're up to speed on how much cash your credit card can save you.

Coupon Coups

Nothing vindicates a cynic by being proven right and coupons can often be used as a marketing tool for the old bait and switch. Overcome misgivings about coupons by going from coup

Eat Dessert, Save!

Are you skipping dessert because it just costs too much, either in money, time, or calories? Skip no more! Read on for ideas to make dessert easy, affordable, and healthier than ev

How to Minimize Financial Stress During the Holidays

The holiday season can put a dent in your savings, but it doesn't have to send you into major debt. Here's how to protect your finances from holiday madness.

5 Things You’re Overpaying For on Your Vacation

Most people are wasting hundreds or even thousands of dollars on these common money traps. Are you?

7 Free and Low Cost Ways To Protect Your Credit

Many people have fallen victim to identity theft and credit fraud such that it's become essential for us to keep an eye on our credit. Most of the time, a fraud victim finds out a

15 Unexpected Uses for Peanut Butter

You love it on sandwiches. After you get to know it better, you'll also love peanut butter in your hair, on your windshield, and in your ice cream cones.

10 Places to Find Cheap, Good-Looking New Furniture

You don't have to dumpster dive or trawl Craigslist to find cheap chairs (or any other furniture). Shop these retailers and buy affordable NEW stuff instead.

You Should Always Negotiate a Raise: Here Are 10 Reasons Why

“It never hurts to ask” is especially true when it comes to salary. Before you settle for what's offered, consider these 10 reasons to ask for more.

Why Roth IRAs Are Ideal for Young Professionals

Young professionals (20s and 30s) who make a decision to start saving for retirement can do so in many different types of savings and retirement accounts.

14 Beauty Products You're Using That Actually Do Nothing

We all want to look good — nobody knows that better than the beauty industry. Keep your finances beautiful by avoiding these products.

Selling Your Home: 17 Ways to Prepare Your House for Inspection Success

You want to sell your house, right? Then read this list — or risk your home failing inspection.

7 Surprising Cooking Hacks That Save Time

Who wants to spend all day or evening in the kitchen? Cook faster and smarter with these seven clever tricks.

Beware These 6 Phony IRS Calls and Emails

No one particularly likes hearing from the IRS, but we bet you'd enjoy hearing from these tax scammers even less.

6 Apps That Pay You to Workout

If you're looking to get in shape this year, why not get paid? It's easy with these convenient apps.

13 Creative Ways to Avoid Spending Money

You're trying to stick to your budget, but it's really hard to stop spending! Resist the urge to spend with these 13 tricks of the tight-fisted.