Hot Today

Wise Bread articles that are hot today.

Welcome to the Real World - My Best Advice for New Graduates

I graduated from college just three years ago, so the confusion and anxiety I felt after graduating college is still quite fresh in my mind. I moved out of my parents' house a wee

What Not to Wear to a Job Interview

You've done everything in your job search right and landed an interview. Don't let the wrong outfit or accessories cost you the offer.

Ask the Readers: How Do You Fight the Afternoon Slump?

Tell us how you fight the afternoon slump and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Ask the Readers: How Much Do You Spend on Your Hobbies?

Tell us how much you spend on your hobbies and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Peak Debt

Is there a limit to how much Americans can spend? Clearly there is: All they earn, minus savings and service on their existing debt, plus new borrowing. Since the Bureau of Econ

Three bad ways to fund mortgage lending (and maybe a good way)

Any institution that wants to fund mortgages has a problem. They want to lend the money out for thirty years, but the money they have to lend comes from deposits that can be withdr

Should you skip a mortgage payment to get a bank's attention?

The Obama administration announced a foreclosure prevention and mortgage reduction program about two months ago, and as of April less than 1000 loans have been refinanced under th

The Real Reason We Still Spend to Impress

Try as we might, we just can't stop trying to keep up with the Joneses. Or can we?

6 Budget-Friendly Beach Destinations

There's no need to let your trip to the beach cost an arm and a leg.

My 2016 Budget Challenge: How to Decide When to Sell Your House

Max is facing one of the biggest decisions in her budget challenge yet — should she sell her house? The decision is amusingly complex.

The 5 Best Smart Water Bottles

Making sure you drink enough water each day isn't easy, but it can be. Just use any of these smart water bottles and you'll stay hydrated all day long.

6 Simple Ways to Make a Fantastic First Impression

You know first impressions matter most — and that can make a tense situation worse. Master the art of meeting people with these simple rules.

5 Times Buying the Extended Warranty Makes Sense

We usually advise readers to skip the extended warranty. But not always.

5 Big Winter Expenses That Could Freeze Your Budget

Winter's not done yet! Avoid these wintertime expenses so you don't blow your budget before spring's blooms arrive.

The 10 Offensive Phrases No One Is Telling You About

A lot of the stock phrases we use have much darker meanings than we probably intend. Be careful what you say!

These 6 Instragrammers Are Getting Rich by Traveling the World

These Instagrammers are traveling the world, taking gorgeous pics, and raking it in — maybe you can join them!

5 Bedtime Routines of Famous Financial Gurus

From Bill Gates to Oprah, the world's most successful people have one surprising habit in common — a bedtime ritual.

5 Ways to Save Money on Everyday Expenses

From groceries to insurance, our regular expenses are often where we waste the most cash. Follow these tips to cut down on costs.

25 Awesome Websites to Help You Get a Job

From niche job searches to finding fantastic freelance gigs to resume help and much more, these 25 job websites will help get ahead in getting employed.

5 Romantic, Inexpensive Anniversary Celebrations

A frugal approach to relationship anniversaries can still spur fun and spark romance. Try one of these creative and inexpensive ideas.