I moved to the United States when I was a child from Yangzhou, China. After sixteen years, I could easily pass as an American because I speak English without an accent, and I am w
Any institution that wants to fund mortgages has a problem. They want to lend the money out for thirty years, but the money they have to lend comes from deposits that can be withdr
From discovering the best areas and times to dive to knowing what to look out for and what gear you need, learn proven strategies for successful and safe dumpster diving.
Keep the necessary documents to establish your identity and financial history in a safe, so you can recover from identity theft, fire, or home invasion.
When it comes to fruit and vegetables, farmers markets are tough to beat. But some farmers’ market regulars we talked to advised us of a few things to buy elsewhere.
Nail polish makes fingers and toes pop with brilliant color — but it can also do a whole lot more. Discover the many uses for the product in those tiny bottles.
Wise Bread articles that are hot today.
Chinese Money Habits - How My Culture Influences My Attitudes Toward Money
I moved to the United States when I was a child from Yangzhou, China. After sixteen years, I could easily pass as an American because I speak English without an accent, and I am w
Ask the Readers: Do You Plan to Go Back to School?
Tell us if you have plans to go back to school and we'll enter you in a drawing to win a $20 Amazon Gift Card!
Three bad ways to fund mortgage lending (and maybe a good way)
Any institution that wants to fund mortgages has a problem. They want to lend the money out for thirty years, but the money they have to lend comes from deposits that can be withdr
10 Dumb Ways to Scare Off Potential Homebuyers
Before you put your home on the market take a look around. Would you buy a place that looks like yours?
7 Apps That Make Budgeting Fun — No Really!
Budgeting can be a bummer. Take the bore out of the chore and manage your finances from your phone with these fun apps.
Dumpster-Diving 101: 6 Strategies for Success
From discovering the best areas and times to dive to knowing what to look out for and what gear you need, learn proven strategies for successful and safe dumpster diving.
11 Essential Documents You Should Keep in Your Safe
Keep the necessary documents to establish your identity and financial history in a safe, so you can recover from identity theft, fire, or home invasion.
What NOT to Buy at a Farmers Market
When it comes to fruit and vegetables, farmers markets are tough to beat. But some farmers’ market regulars we talked to advised us of a few things to buy elsewhere.
15 Alternative Uses for Nail Polish
Nail polish makes fingers and toes pop with brilliant color — but it can also do a whole lot more. Discover the many uses for the product in those tiny bottles.
The 5 Best Solar Power Banks
A solar powered charger, like one of these five best choices, can keep your gadgets topped up with juice as long as the sun shall shine.
5 Common Habits of Retirement-Savvy Savers
Saving for retirement doesn't have to be hard. Follow in the footsteps of the savviest savers, and you'll be well on your way.
10 Depressing Jobs That Aren't Worth the Money
There are a lot of ways to earn your keep, but not all of them are good for mind, body, and soul. Do you work one of these depressing gigs?
Where to Find Missing Socks
If you have a drawer full of socks missing their mates, don't despair. Here's where to find them.
The 6 Best Ways to Invest Just $100 Per Month This Year
Now that 2020 has begun, make sure you're setting your future self up for success by investing just $100 per month.
The 5 Best Eye Shadow Palettes
Here are some excellent eye shadow palettes that offer a wide range of shades and won't break your budget.
Ask the Readers: What New Thing Do You Want to Try This Year?
Tell us what new thing you want to try this year and we'll enter you in a drawing to win a $20 Amazon Gift Card!
The 5 Best Foot Creams
Keeping your feet soft isn't easy, but it can be. Use any of these five foot creams and your feet will be crack-free.
The 5 Best Tweezers
Keeping your eyebrows constantly groomed isn't easy, but it can be. Just use any of these tweezers and your brow game will remain strong.
5 Times Personal Loans May Be Better Than Credit Cards
Sometimes getting a personal loan is a better choice than using your credit cards.
How to Use Up Remaining Balances on Prepaid Gift Cards
Looking in my wallet, there are no less than 5 prepaid debit or gift cards hiding at any one time.