Hot Today

Wise Bread articles that are hot today.

Do You Really Need “Soft” Water?

Water is a necessity. Soft water may not be. Depending on where you live and how you use water, the cost of processing your water may not be worth it.

A Secured Credit Card Can Repair Your Credit Score — Here's How to Pick the Best

A secured credit card can help improve your creditworthiness, but some secured cards do more harm than good. Here's how to choose one that's right for you.

How to Launder Money

Money laundering is not a simple concept. It's two simple concepts, because there are two different activities that are called money laundering. Here's how to do both of them.

5 Steps to Getting a Free (or Close to Free) Vacation in 9 Months or Less with Credit Cards

Here is a step by step plan to earn enough credit card rewards for a free vacation in 9 months or less.

Should You Refinance Student Loans With a Balance Transfer Card?

Balance transfer cards promise 0% APR for a limited time, but that doesn't mean they are ideal for student loans.

Ask the Readers: How Do You Fight the Winter Blues?

Tell us how you fight the winter blues and we'll enter you in a drawing to win a $20 Amazon Gift Card!

4 Myths About Divorce and Money, Debunked

Divorce is complicated and expensive. Dispel these money myths so you'll be better prepared to go your separate ways.

Save Money on Travel Accommodations

I don't travel just to sleep in fancy hotel beds, and I prefer to keep as much of my travel budget available for entertainment as possible! You might be able to save money on your

5 Characteristics of the World's Youngest Billionaires

There are 2200 billionaires in the world, and just 63 are under the age of 40. Here's what they have in common.

Ask the Readers: Would You Relocate for the Perfect Job? (Chance to win!)

Some people are just happy to be where they are -- and no amount of money (or the perfect job) could move them. Others are more flexible, willing to follow their dreams to the ends

How Travel Rewards Credit Cards Really Work

Earning and redeeming travel rewards may seem more complicated than ever. Get the latest on how best to get and spend travel rewards.

The 5 Best Hair Growth Products for Women

Women can suffer from hair loss, too, for a variety of reasons. These five best hair growth products for women can help you keep the hair you have.

Budget Busters

Every day I read about 60-70 personal finance/frugal living blogs. Through the help of many of our online friends, I have been fortunate enough to put my personal finance position

8 Ways to Minimize Costs and Maximize ROI on Employee Travel

Whether you have a sales force of two that only does the occasional overnight, or you maintain an army of road warriors and have your own travel coordination department, these 8

Negotiate Your Own Hotel Deal

Taking a vacation is getting more expensive each year. But staying at a hotel doesn't have to break the bank. If you know your way around a desk clerk, you can find or negotiate

10 Gift Ideas That Cost Almost Nothing

We all love to give gifts, but sometimes tight budgets make it difficult. Use these ideas to give thoughtful gifts without spending much — or any — money.

30 Easy Ways to Unstick Something That's Stuck

Need a sticky label removed? A frozen zipper released? Before you run off to buy a pricey chemical "remover," try these common household unstickers first.

10 Myths About Employee Incentive Programs

Employee incentive programs are popular, if only because they are prolific. Though conventional wisdom tells us otherwise, many will argue that these programs are not just ineffect

How to Talk to Your Teen About Student Loans

Student loans are a big deal, so make sure your teen knows all the facts before college.

18 Smart Ways to Reuse Your Empty Glass Bottles

Got a bunch of empties sitting in the recycle bin? You can turn that trash into treasure!