Hot Today

Wise Bread articles that are hot today.

Credit Cards vs. Debit Cards: A Comprehensive Comparison

“Credit cards and debit cards have the exact same benefits.” I’ve heard this statement for a long time, but I wanted to test it out to see if it is true.

How to Profit From China's Growing Upper Class — Even If You Don't Speak Chinese

China's population of millionaires is booming. Job opportunities for the rest of us are booming, too!

Pre-Approved for Credit Card Offers: Are You Pre-Qualified?

What does it mean when you get a preapproved or prequalified credit card offer in the mail?

How to Remove Yourself from Mailing Lists and Eliminate Junk Mail

My blood boils when I have a full mailbox, but not one item is personal in nature. Here is how to remove yourself from most mailing lists, eliminating unnecessary junk mail.

Clear Out That Clutter: 15 Places to Sell Your Stuff

Get rid of your old stuff, and make money too! No matter what you want to sell, find out where you can get rid of it — and get cash.

Speeding through your mortgage

Now that many of you have crunched the numbers for accelerating your mortgage payoff, I think you are ready for a quick lesson on speeding through your mortgage. Now, I am not sayi

8 Smart Things to Do With Your Settlement Money

A sudden windfall is exciting, thrilling, and — overwhelming! Spend your lucre wisely, or you may find your pockets are empty again soon.

Debt repayment is not an expense

Over and over again, in budgeting articles and even books on personal finance, I see sample budgets that include debt repayment as if it were an expense. This shows a fundamental

How to Boost Your Credit Score in Just 30 Days

If a single move could boost your credit score in a matter of weeks, you'd do it right? Here's how disputing incorrect data on your credit report can make a huge difference.

Using PAPER Coupons When You Order Online

Even if you live the all-digital lifestyle, don't put away those scissors yet. Some Web sites are now taking manufacturers' coupons.

How to Freeze Your Credit

A credit freeze can protect you from financial scammers. Here's how they work.

3-Ingredient Instant Pot Recipes That Fit Any Budget

Take the guesswork out of dinner with an instant pot and these easy three-ingredient recipes.

6 Ways Instagram Stars Make Money and Travel the World

Ever wonder how Instagram stars are able to make money and see the world? It's not an easy process, but the end result is certainly worth it.

Turn smugness into a positive virtue

Various times here in my posts I've admitted to an unfortunate tendency toward smugness. It's really a negative character trait, and one that I struggle against. There are ways,

How to Make Sure You Don't Run Out of Money in Retirement

Investing in an annuity can be a little tricky. Having an annuity, however, is pretty wonderful.

5 Characteristics of the World's Youngest Billionaires

There are 2200 billionaires in the world, and just 63 are under the age of 40. Here's what they have in common.

15 Ways to Save Money When Getting Your Drink On

A night out at the bar can be a costly way to unwind. Here's how to do it on the cheap.

15 Ways to Save the Most During a Hawaii Vacation

A resident shares his best tips and secrets to enjoying a Hawaiian vacation without emptying your bank account. Aloha!

The 5 Best Trash Bags

In order to avoid a major mess, you need a trash back that's as durable as it is dependable, like one of these best five choices.

Ask the Readers: Are You Taking a Vacation This Summer?

Tell us if you are taking a vacation this summer and we'll enter you in a drawing to win a $20 Amazon Gift Card!