Hot Today

Wise Bread articles that are hot today.

How to Negotiate With Confidence and Strike the Best Deal

Intimated by the thought of negotiating? Frazzled by haggling? Here are some tips to help you relax, enjoy the process, and score better deals.

Everything You Need to Know About Frequent Flyer Miles

If you're lost in the confusing world of frequent flyer programs, Find your way with this simple guide to accumulation, management, and redemption.

The Smart Way to Budget on a Freelance Income

Managing your money as a freelancer isn't easy, but with this easy five-step plan, you can level out the highs and lows.

10 Financial Decisions You Can't Keep Putting Off

Personal finance is hard. You can make it easier by making a few key decisions now. Stop waiting, and start deciding!

7 Popular Vacation Spots That Aren't Worth the Money (and Where to Go Instead)

If you've chosen any of these overhyped destinations for your next vacation, prepare to be underwhelmed (and overcharged).

Get a Deal Every Time You Shop with These Tools

If you have the right tools, you can always get a deal. Learn how to always get what you want, at the price you want.

4 Questions to Ask Before Buying Refurbished Appliances

Refurbed appliances can be a great deal — as long as you don't get taken.

How This Single-Income Family Found Financial Freedom in Just 27 Months

The true, inspiring story of one motivated couple who paid off $37,000 in consumer debt in 27 months by cutting costs and earning extra income.

Dorm Room Essentials

Heading off to college is an exciting time, but it can be easy to get carried away when outfitting your dorm. Here's what you really need.

12 Travel Perks You Didn't Know Your Credit Card Had

The credit card market is competitive, pushing purveyors of plastic payment to provide a plethora of perks. It pays to peruse your fine print!

6 Ways to Guarantee Income in Retirement

Retire your fears of outliving your savings. Here's how to guarantee income in your golden years.

When Is It Okay to Share Your Social Security Number?

There are very few times when giving out your Sosh is a good idea. Find out when it's okay — and when it absolutely isn't.

25 Ways to Save on a Shoestring

Bootstrap your savings with these tips and strategies from personal finance expert Dr. Barbara O'Neill and find lots more in her book Saving on a Shoestring.

7 Money Leaks You Need to Plug

You're dumping cash out the window (sometimes literally) if you don't plug these money leaks ASAP.

27 Real-Life Small Business Mistakes...and What They Learned

Do as these entrepreneurs say and not as they did to learn 27 common, and hard-earned, lessons the easy way.

Guide to Buying a Used Car Without Going Crazy

Trying to find a safe and reliable used car made me stressed out for weeks. Here's everything I learned, so hopefully your car buying process will be easier.

Six Surefire Office Fundraising Ideas

Trying to raise some scratch for an office party, for charity, or to help out a coworker? Try one of these can't-miss fundraising techniques.

10 More Hobbies You Can Start for Free

New hobbies often come with hefty price tags. Jump into these right away with tools and materials you probably already have on hand.

5 Debt Management Questions You're Too Embarrassed to Ask

Debt management may not be fun, but that doesn't mean you should be embarrassed to ask these five basic questions.

10 Surprising Things That Lower the Value of a Home

These value-sapping home features are the opposite of "selling points." Does your home (or the one you're thinking of buying) have them?