Hot Today

Wise Bread articles that are hot today.

Get enough sleep

I have a theory about sleep. My theory is this: everyone who routinely uses an alarm clock suffers from chronic sleep deprivation. Using an alarm clock a few times a year (to c

Is It Ever Okay to Cosign a Loan?

Conventional wisdom says cosigning a loan is a major money no-no. But are there exceptions?

10 Surprising Marketing Tricks You Should Be Aware Of

From unhealthy "health" products to designer diamonds and more, discover 10 sneaky marketing tricks to avoid.

5 Questions to Ask Before You Borrow From Your Retirement Account

You need quick money, and money is exactly what you have sitting in a retirement account. Is it okay to borrow from it?

Will A Dental Discount Plan Save You Money?

Those of us without traditional dental insurance may have been tempted to buy a dental “discount” plan. On paper, it looks good. In practicality, it could save you some, or more

Getting by without a job, part 1--losing a job

Losing a job is always tough. During hard economic times--when it may not be possible to find another job as good as the one you've lost--it's even tougher. Here are a few steps

Emergency Plan: Better Than an Emergency Fund

This is broader than just an Emergency Fund; it's an Emergency Plan.

The 5 Best Aluminum and Stainless Steel Water Bottles

Staying hydrated on a hot day isn't easy, but it can be. Just use any of these five aluminum and stainless steel water bottles and your water will stay cool and refreshing all day.

Here's What You Should Know About Bitcoin

Bitcoin — the online, electronic currency — has been in the news a lot lately, but it's still mysterious to most of us. Learn what it is and if it fits into your lifestyle.

What Is Student Loan Forbearance, Anyway?

Student loans are a burden, no question about it. Find out if deferment or forbearance can help.

Learn to Love Cooking (and Save!) With These 11 Kitchen Tricks

For those who enjoy cooking, the savings are an extra perk. But what if you don't enjoy it? You will, after you start doing these 11 things.

Contingency Plans

Are you assuming that things will go along pretty much okay? Most people do, and they're usually right. Even when they're wrong, it tends to be okay, because the typical household'

5 Money Ratios to Live By

These five money ratios answer questions about spending on housing, saving, engagement rings, retirement, and investing.

6 Simple Steps to Discovering Your True Salary Potential

Before you ask for a raise, be sure to ask these six probing questions that uncover what you're actually worth.

Are You Ruining Your Retirement by Spoiling Your Kids?

You'd do anything for your kids — but you shouldn't derail your retirement to loan them money.

How to Clean Your Dishwasher

Your dishwasher does a good job cleaning the dishes, but it doesn't always do a good job cleaning itself. Learn how to avoid breakdowns and high repair costs.

Vacation Safe: 11 Tips for Hotel Safety

You shouldn't have to worry about your safety while on vacation. And, if you follow these suggestions, you won't.

18 Free Ways to Be a Better Person

Want to be a better person but don't want to shell out a lot of cash? These acts of kindness don't cost a thing.

15 Uses for Garlic That Deserve a Round of Applause

Put your garlic to work beyond the kitchen with this list of alternative uses that help you do everything from remove splinters to cure sore throats.

40 Ways to Use Spray Paint for Cheap and Easy Decorating

Need to touch up an old wheelbarrow? Create holiday decorations? Punch up an interior space? Reach for a can of versatile, easy-to-use spray paint.