Hot Today

Wise Bread articles that are hot today.

College Move-Out Days: The Best Time to Dumpster Dive?

Every year, thousands of college students throw out everything from working TVs to unopened cans of food. Find out how to make their trash your treasure.

The 7-Year Mortgage: Take It or Leave It?

Could a seven-year mortgage be the perfect for thing for you, or put your homeownership at risk? Understand your options with this guide.

5 Kinds of Insurance Every Retiree Should Consider

Your insurance needs change over time. When you reach retirement, they'll change again.

How to Make an Emergency Preparedness Kit

Don't put off prepping for a disaster until it's too late. It's time to get your emergency kit together, STAT.

Money Management in 5 Minutes a Day

Day-to-day money management doesn't need to take a ton of time. Here are some key steps and tools that'll help you create a super-efficient system.

How Too Many Small Decisions Can Cost You Big

Small decisions might not seem taxing separately, but collectively, they can really weigh you down. Here's how.

Ask The Readers: When Did You Start Saving For Retirement?

Tell us when you started saving for retirement and we'll enter you in a drawing to win a $20 Amazon Gift Card!

How to Have a Frugal Vacation and Still Treat Yourself

Are you planning a family vacation and wondering how to afford it and still do it properly? Try some of these tips to help keep your budget on track easily while still enjoying all

Why the Time Value of Money Matters, and 10 Ways It Affects You

You don't have to be a financial whiz to understand how the time value of money affects you financially and otherwise. All you have to do is look around.

9 Signs You Need to Fire Your Financial Planner

A good financial planner will guide you, step by step, through all your money goals. A bad one should be kicked to the curb.

Budgeting Hack: Gift Calendars

There is no quicker way to derail a decent budget than having to buy unexpected gifts. Learn how to make your own Gift Calendar so you can steer clear of the cash crunch, organize

The 5 Best Hydrating Shampoos

Keeping your moisturized isn't easy, but it can be. Just use any of these hydrating shampoos and your hair will remain damage-free.

The 7 Best Free Tools to Improve Your Work Performance

Stop working harder and start working smarter with these free tools that boost productivity.

5 Fatal Assumptions of Job Seekers

Many people are job hunting these days. I have worked with job seekers for many years and have found that these five common assumptions frequently derail a job search.

How One Man Used Credit Card Rewards to Go to the Last 11 Super Bowls

And this year one super cardholder will make it 12 in a row.

6 Apps That Pay You to Workout

If you're looking to get in shape this year, why not get paid? It's easy with these convenient apps.

10 Places to Get Free Personal Finance Classes

Wise Bread is a great source of personal finance basics, but only one thing beats a proper, quality financial education — a FREE high quality financial education.

Pay These 6 Bills First When Money Is Tight

If your monthly budget just went bust, make sure to prioritize these important bill payments first.

Who Pays When Loved Ones Leave Debt Behind?

Losing a loved one is hard enough. Managing their unfinished money matters makes it tougher.

How to Boost Your Credit With a Balance Transfer

A balance transfer can be a boon to your credit score. There are a few pitfalls to watch out for, too.