Hot Today

Wise Bread articles that are hot today.

5 Ways to Qualify for a Mortgage With a Small Downpayment

A 20% down payment isn't pocket change. If you can't afford 20% down on your mortgage loan, you still have other loan options.

5 Times Credit Cards Are Smarter Than Cash

Stash your cash. If you stay on budget, credit cards really are a good bet for smart, simple, and safe spending.

10 Top Mutual Funds for Income Investors

Whether you're closing in on retirement or just need some extra cash, these 10 well-crafted mutual funds are worth a look.

Best Money Tips: Easy Ways to Cut Your Food Bill

Today we found some awesome articles on easy ways to cut your food bill, redecorating your home on the cheap, and side hustles to make extra money.

Your budget: envelopes or a plan?

When I was first introduced to budgeting, the model used was the envelope method. Every payday you'd take your cash and divide it up among envelopes labeled "Rent," "Groceries," "Electric Bill," etc. [more]

How Much Can You Afford to Spend in Retirement?

You made it! Now how exactly can you enjoy your retirement without worrying about your savings? Follow these rules of thumb.

Six Ways to Stay Warm and Reduce the Heating Bill

Are you paying through your nose  to heat your home this winter? Is your heater broken? Read on for some practical tips to reduce your energy bill and stay warm at the same time.

Non-financial investments

Talk about investments and most people think stocks, bonds, and mutual funds, plus maybe real estate and commodities like precious metals. Let's call those "financial inve

Keep an Eye on Your Money With These 7 Online Investing Tools and Apps

If you can tolerate watching your nest egg rise and fall, these tools and apps can help you stay tuned to market news, manage your portfolio, and do research.

What to Expect When You're Expecting a Huge Credit Card Bill

That hefty credit card bill finding it's way to your mailbox is packing a punch — and to more than just your wallet.

Moving? Don't Skimp on These Critical Expenses

Nobody likes moving, and nobody likes paying for it either. You can make the day go easier — with less damage to your stuff — by spending wisely.

The 5 Best Smart Scales

Weighing yourself is never fun, but you can make it painless with the right scale. Just use any of these smart scales and your weigh-ins will never suck.

15 Bad Networking Habits That Will Kill Your Job Prospects

Networking is important to a successful job search, but if you're guilty of any of these habits and gaffes, you're better off staying home to answer Craigslist ads.

8 Common Myths About Starting a Small Business

Working for yourself is the American dream. If you dream too big though, you might buy into these entrepreneurial myths.

If You're Lucky Enough to Receive a Pension, Here Are 6 Things You Need to Do

Pensions are pretty much a thing of the past. If you're lucky enough to get one, here's how to make the most of it.

5 Signs It's Time to Close Your Business

Your business was your dream. But if it's doing more harm than good, the best thing you can do is walk away.

7 Ways to Get People to Listen When You Talk

Whether you're speaking to one person or a hundred, you've got to keep your audience engaged. Try these tricks of the toastmaster at your next talk.

House Hunting? These Features Will Save You Big Over the Long Haul

When looking for the house of your dreams, these money-saving home features will bring you the most bang for your buck over time.

10 Great Wines Under 10 Dollars

Looking for a wine that won't cost a lot of money and still taste great? From red to white to sparkling, each of the awesome wines on this list is $10 or less.

10 Financial Resolutions You Can Conquer Before New Year's

Don't wait for the ball to drop and the Champagne to pour; get cracking on these financial resolutions before the end of the year!