Hot Today

Wise Bread articles that are hot today.

Does Your Teenager Really Need a Credit Card?

Does your teenager actually need a credit card? Probably.

How Credit Inquiries Affect Your Credit Score

Not all credit inquiries will affect your credit score. Here's what you need to know about those that do and those that don't.

Ask the Readers: What Are Your Shortcuts for Meal Prep?

Tell us your shortcuts for meal prep and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Beat the Nirvana fallacy: why doing something is better than nothing

The problem with the Nirvana fallacy is simple: there's NEVER a perfect solution, only shades of decisions that are better than others, and mistakes you make and can hopefully lear

How to Build Credit Without Using Credit Cards

You need to build your credit history, but you want to do it without traditional credit cards. Okay! Here's where you can start.

The 5 Best Robotic Vacuums

A robotic vacuum can be a great way to keep your floors clean without any effort. Here are our picks for the five best!

$20 in Los Angeles: The 16 Best Ways to Spend It

The City of Angels offers lots of cheap thrills, from cinema to tacos. Find out how far $20 will take you in Los Angeles.

8 Simple Ways to De-Stink Your Stuff

Phew! What's that smell? Whatever it is, eliminate it with one of these simple de-stinkers made with stuff you probably already have on hand.

14 Tasty Cuban Recipes

Add some Havana to your evening routine with these Cuban classics. The preparations are simple, the ingredients are affordable and easy-to-find, and the results are muy delicioso!

5 Crucial Things You Should Know About Bonds

Boring and staid, bonds remain a fundamental piece of a well-made portfolio. Find out why you should add bonds to yours.

6 Smart Financial Gifts to Give Your Kids This Year

Finance isn't just for adults. These money-themed gifts will set your kids up for a bright financial future.

14 Popular Snacks You Can Make at Home

Store bought snacks are pricey and fattening. Whether you're craving salty or sweet, it's cheap and easy to make your own — and healthier, too!

When Good Food Goes Bad, Part II: Tortillas and Tortilla Chips

Give those stale tortilla chips a second life with this recipe for chilaquiles. Mexican comfort food? Yes, please.

7 Types of People Who Will Help Grow Your Career

Some people help your career flourish. You just have to know who they are and where to find them.

6 Ways New Grads Can Save on Moving Costs

Forget bribing your friends with pizza. These apps and services take a bite out of the cost and hassle of moving.

The Retirement Latte

My introduction to David Bach was when I saw him speak at a financial conference a few years ago. He told an interesting story about a couple who came in for a consultation with hi

12 Expert Tips for Redeeming Miles for Free Travel

Your dreams of seeing the world don't have to drain your savings. Become a frugal jetsetter with a little help from some credit card reward experts.

How to Create a Financial 5 Year Plan

To improve your financial future, you must first decide on your financial goals and then create a plan to reach them. Here's how to do both.

Road To Becoming A Rich Idiot

Ever met a rich idiot? I’ve known at least two. Not counting my telephone conversation with self-proclaimed Rich Idiot and multimillionaire Robert Shemin (author of “How come TH

The Questionable Aspects of The Housing Bailout Bill - H.R. 3221

In my last article I wrote about the one aspect of the $300 billion dollar housing bailout that I thought made sense, but the full text of the bill known as H.R. 3221 is over 700