Hot Today

Wise Bread articles that are hot today.

11 Retailers Where You Can Negotiate a Lower Price

Negotiating the best price is not only for the car dealership and the yard sale. Try haggling at these retailers big and small and pay less for lots more.

Here's Why Credit Scores and Reports Are Not the Same

Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.

Quickly Remove Scratches From CDs and DVDs

Here are the results of my exploration to remove scratches from my CDs and DVDs, complete with my own experience with each remedy.

Stop Believing These 5 Myths About IRAs

Don't let these myths prevent you from getting an IRA — the most important savings account you may ever have.

The 5 Best Mechanical Pencils

Keeping your writing utensils in tip-top shape isn't easy, but it can be. Just use any of these mechanical pencils and never have the need to use a pencil sharpener again.

6 Ways to Improve Your Curb Appeal for Next to Nothing

A few cheap, easy fixes will snaz up your home's curb appeal without making an ugly mess of your bank account.

How a Simple "Do Not Buy" List Keeps Money in Your Pocket

Creating a "do not buy" list will totally change your shopping game — and help you save tons of cash.

21 Disposable Products You Can Reuse

Don't throw away those so-called "one-time-use" items. Here are some creative ways to reuse them — and save some money in the process.

5 Reasons Not to Use Debit Cards When You Shop Online

Before you place an order through your favorite online retailer, consider these reasons to use credit instead of debit.

5 Jobs Proven to Make You Live Longer

Every job has its pros and cons. Choose one of these five careers and the stats say you will extend your life — by years.

Never Miss Free Ice Cream Again: Complete Calendar of Annual Free Stuff Days

Companies big and small celebrate holidays famous and obscure with freebies. Find out when and where to get yours.

11 Essential Documents You Should Keep in Your Safe

Keep the necessary documents to establish your identity and financial history in a safe, so you can recover from identity theft, fire, or home invasion.

7 Modern Ways to Send Money to Your Kid

When your kids need cash in a flash, use these modern tools to get them the money they need, often in just a few moments.

4 Things You Need to Know About Gift Tax

There's a tax on financial gifts? Of course there is — and guess what else? It's very convoluted.

5 Savings Tricks You Haven't Tried Yet

If saving was easy, we'd all be saving more. Try one or more of these savings strategies and see if the habit doesn't finally stick.

Remember Where You Parked Your Car and More: 35 Practical Uses of a Digital Camera

Creativity, frugality, and, on occasion, desperation can inspire innovative uses of the digital camera. Whether it is a standalone device or part of a smartphone or PDA, don't leav

12 Smart Ways to Organize Old Photos

If you have old photo albums collecting dust in the closet, take them out, dust them off, and put them to good use!

4 Times a Handwritten Letter Can Save You Big Bucks

Don't ditch your stationery and penmanship skills just yet. They could save you real money.

netSpend: The Story of the Visa Debit Card We Did Not Apply For

This is my story of shock, anger, and finally disgust at the practices of netSpend.

7 Other Kinds of Insurance You May Need to Buy for Your Home

You have homeowners insurance. What more could you need to protect your house? Actually, these policies might help.