Hot Today

Wise Bread articles that are hot today.

5 Money Lessons From Millionaires

When it comes to managing money, millionaire tactics tend to contain a surprising amount of common sense and frugality.

Homemade Lotion Recipes

For luscious, organic lotion, making your own is the way to go. Follow these recipes to have some seriously happy, healthy, and moisturized skin.

Enter to Win Your Share of $500 in SmartyPig’s Giveaway!

Don't miss your chance to win $500 in SmartyPig’s Giveaway!

8 Questions to Ask on a College Tour

Picking the right college is as simple as knowing the right questions to ask.

Your budget: envelopes or a plan?

When I was first introduced to budgeting, the model used was the envelope method. Every payday you'd take your cash and divide it up among envelopes labeled "Rent," "Groceries," "Electric Bill," etc. [more]

Incentive plans always go awry

Ever worked someplace that had an incentive plan (as in, "Hit these targets and you'll get a bonus")? Here's a little tidbit for you: Incentive plans always go awry.

Wal-Mart Celebrates Its Own Green Efforts with Free Reusable Shopping Bags

Wal-Mart gets its fair share of negative press. However, a recent article in the new National Geographic’s Green Guide magazine really had me t

6 Totally Free Babysitting Alternatives

Going on a date when you have kids can be expensive, but these creative, free babysitting alternatives will have the whole family looking forward to date night.

Discount Luxury: Save 50% or More on 5 Fabulous Substitutions

Living on a budget doesn't mean living like a monk. Check out these creative and affordable alternatives to some of life's luxuries.

Everything You Need to Know About Switching to the Cash Only Lifestyle

If seeing your spending helps you stick to budget, a cash system may be the answer you need. Here's how to make the switch to cash and carry.

Regifting: A Simple How-To Guide

As the saying goes, one man's trash is another man's treasure. It's OK to regift as long as you follow a few simple guidelines.

Ask the Readers: How Will You Prep Your Home for Winter?

Tell us how you'll prep your home for winter and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Credit Scores

Maintaining a good credit score is important, no matter what your financial goals are.

5 Painless Ways to Lower Your Cell Phone Bill

Dial in to these smart bill-lowering tactics, and watch your cell phone bill get a whole lot smaller.

4 Easy-to-Fix Reasons Your Savings Account Isn't Growing

Don't get frustrated by a stunted savings account. Make these moves instead to help your money grow.

Sometimes, "Too Good To Be True" Is Not True

How many times have you heard people say “if it look’s too good to be true, stay away from it” or words to that effect? Well, I know I’ve said them often myself. But sometimes, rar

This Is the Secret to Buying Electronics for Cheap

New gadgets are great — except for the price. But if you don't mind doing some homework, you can get recent-vintage gear at a great discount.

The Second-Best Way to Make your Household More Secure

You already know the best way to make your household finances more secure: emergency fund, insurance, diversified investment portfolio, marketable skills. But once you're doing

How to Make Sure You Don't Run Out of Money in Retirement

Investing in an annuity can be a little tricky. Having an annuity, however, is pretty wonderful.

11 Ways to Get Over Rejection

Whether it's a job, a relationship, a big purchase, nobody likes being rejected. Understand rejection's ancient roots and learn how to overcome it.