Hot Today

Wise Bread articles that are hot today.

New Ways to Listen to Music for Free or Cheap

Why pay for music when you don't have to? Get a constant influx of new music with these totally legal, free (or cheap) music services.

Everything You Need to Know About Peer-to-Peer Investing With Lending Club

For borrowers, Lending Club offers another funding source. For investors, it's a way to invest in consumer debt. Here's how to get started.

5 Common Logic Traps You May Be Falling For

The human brain is a curious thing. See if you're being held back by one of these notorious logic traps.

15 Unexpected Expenses of a New Baby

Having a baby is expensive. If you aren't ready for these unexpected costs, your new bundle can be an even bigger blow to your budget.

5 Reasons Why 2015 is the Year to Buy a House

Attention, prospective homeowners — this is THE year you've been waiting for. Find out why now is a great time to buy a house.

Life Without Toiletpaper - Bum Deal?

How far would you go to save the world? Upon reading the New York Times article about the Beaven-Conlin household in Manhattan, I started to get a little queasy. [more]

Front-loaded loans: a financial conspiracy?

A tip from Eric Fedewa sparked a discussion between Wise Bread bloggers (Andrea Dickson and me). He brought a new financial term (front-loading) to our attention that indicates how

What Hurricane Maria Taught My Family About Life, Money, and Community

How do you live without electricity, running water, or reliable communication? You learn how to make use of what you have.

Live Like a Local: How to Tap Into the Local Scene While Traveling

If you want to get unique experiences, discover what a place is really like, AND save money, don't travel like a tourist — learn how to live like a local.

The 5 Best Air Fresheners

Life gets messy, and those messes can stink. Try any of these five air fresheners to combat unpleasant smells and keep life fresh.

22 Fun and Free Summertime Exercise Ideas

Summer is the perfect time to have fun outside and get fit. Here are more than 20 ways to enjoy yourself and exercise at the same time.

Why You Should Consider an Adjustable-Rate Mortgage

Despite a bad reputation, adjustable-rate mortgages are making a comeback. Learn why an ARM might be the right choice for you.

4 Reasons You Should Splurge on Experiences, Not Things

Stop wasting your money on cluttery stuff that wears out too soon. Invest it instead on experiences you'll remember now — and forever.

UTMA/UGMA Custodial Accounts

Over the years, Uniform Transfers to Minors and Uniform Gifts to Minors custodial accounts (also known as UGMA and UTMA accounts) have become less popular than college savings opti

A Simple Guide to Rolling Over All of Your 401Ks and IRAs

Wondering what to do with your 401K or IRA after a job switch? We'll break it down for you.

7 Ways to Generate New Leads for Your Side Business

If you want to start earning good side income, it doesn't make sense to invest money in traditional marketing efforts right away. Here are 7 cheap or free ways you can use to

Never Leave Home Without These 10 Essential Travel Apps

Need a translator, local tour guide, cheap calls or ways to escape the airport faster? There's an app for that.

Failed Frugality: 5 Clues You’ve Gone Too Far

For most people, frugality is a lifestyle choice born out of necessity. A lost job, increase in expenses, or a battle with debt has forced them to take extreme measures to balance

6 Hidden Dangers of Credit Card Balance Transfers

We're advocates of credit balance transfers as part of a debt reduction plan, but that doesn't mean the strategy is risk-free. Here's what to watch out for.

5 American Cities Where You Can Retire On Just Social Security

If Social Security is your primary post-retirement income, it may be time to move. Maybe to one of these five low-cost U.S. cities.