Hot Today

Wise Bread articles that are hot today.

21 Disposable Products You Can Reuse

Don't throw away those so-called "one-time-use" items. Here are some creative ways to reuse them — and save some money in the process.

What to Do If Your Balance Transfer Limit Is Too Low

A 0% balance transfer offer can be a great way to tackle high-interest credit card debt. But what if the offer doesn't cover all your debt?

Are You Withholding the Right Amount of Taxes from Your Paycheck?

Does tax time leave you with a huge refund or a huge bill? Your withholding is off. Here's how to fix it.

The 10 Commandments of Reaching Financial Freedom

We all want to reach financial freedom, but there are rules we need to follow in order to get there.

4 Times a Handwritten Letter Can Save You Big Bucks

Don't ditch your stationery and penmanship skills just yet. They could save you real money.

5 Ways to Invest Like a Pro — No Financial Adviser Required

You don't need to hire a financial pro to invest like one. Try these DIY tips, and watch the confidence roll in.

What You Need to Know About Homeowners' Associations

A home in an HOA may come with fabulous amenities, services, and sense of community. It will also come with a cost.

5 Times You Must Freeze Your Credit Report

Freeze! Securing your credit report from fraud or other suspicious activity might save you a big headache later.

5 Reasons Not to Use Debit Cards When You Shop Online

Before you place an order through your favorite online retailer, consider these reasons to use credit instead of debit.

19 Frugal (And Easy) Ways to Update an Old Home

Don't drain your budget on simple upgrades to an old home. There is plenty you can do on the cheap.

Watch Out for These 5 Last Minute Home Buying Costs

First time homebuyers can be left scrambling to cover these last-minute costs. Don't get blindsided on your way to your new home!

Three bad ways to fund mortgage lending (and maybe a good way)

Any institution that wants to fund mortgages has a problem. They want to lend the money out for thirty years, but the money they have to lend comes from deposits that can be withdr

9 Signs Your Identity Was Stolen

Usually, you know when you're the victim of a crime. But identity theft can be a sneaky, subtle scam. Watch out for these warnings.

Home Equity Loan or HELOC: Which Is Right for You?

You have equity in your home, and you need to borrow money. Should you turn to a HELOC or a home equity loan?

How a Simple "Do Not Buy" List Keeps Money in Your Pocket

Creating a "do not buy" list will totally change your shopping game — and help you save tons of cash.

Where to Find Emergency Funds When You Don't Have an Emergency Fund

A costly emergency has sprung up. The only problem? You have a second emergency — no money to cover it. Here's where to find funds fast.

5 Ways to Automate Your Finances

Let robots manage your money for you and you'll never pay a late fee or go over budget again.

Why We Spend More When We Pay With Credit Cards

It's true — people spend more with credit cards than cash. Learn the psychological reasons why we tend to pay more when we use plastic.

How I Successfully Gambled in Las Vegas Without Losing My Shirt

I came. I saw. I conquered Las Vegas without losing my shirt. Success.

How to Protect Your Finances in Case of a Recession

When the next recession hits, you want to be prepared. Is your money ready?