Hot Today

Wise Bread articles that are hot today.

The 4 Ps of Luxury Branding

Our 1920s flying machines pre-dated the Four Ps of marketing, but those marketing points were still integral for growing our business.

How to Make Your Own Power

From hand-cranking a flashlight to setting up solar panels to creating your own hydroelectric dam, generating your own electricity is totally achievable.

Everything You Need to Know About Peer-to-Peer Investing With Lending Club

For borrowers, Lending Club offers another funding source. For investors, it's a way to invest in consumer debt. Here's how to get started.

How to Successfully Negotiate Everything With Your Kid

Negotiation is a key financial skill many of us don't learn until we're adults. Here's how to teach your kids the basics.

And One for the "Readers": LibriVox

Listen to hundreds of audiobook classics for free with LibriVox.

This Is Why Your Credit Limit Was Lowered

Your credit limit is not a fixed number. If it went down, here's why.

8 Ways College Students Can Save Money Before Class Starts

Tuition is costly enough — don't let other college costs ruin your budget. Skip pricey extras — not classes — and save both grades and money.

Frugal travel with Esperanto

Travel presents the classic conundrum: If you have the money you don't have the time, and if you have the time you don't have the money. You can travel on the cheap if you have friends or re [more]

4 Affordable Destinations That Are Safer Than You Think

These four international destinations have dark reputations, but these days they're relatively safe, and absolutely affordable.

How Student Loan Debt Can Derail Your Future

It's time to stop believing that student loans are "good" debt. In fact, they can totally derail your future.

Wills: The Basics

It's not all about money and cash grabs in making a will: issues like guardians for your children, protection of assets and belongings, and saving income tax are things that ca

Could a Divorce Improve Your Finances?

When I was single, I thought that getting married would reduce my expenses greatly, and after I got married I realized that in some instances

Book review: Reinventing Collapse

Do you think the United States is about to collapse? Dmitry Orlov does, but you don't have to agree with him to learn a lot from his new book, which is packed with useful tips on

Ask the Readers: What's the Most Extreme Thing You've Done to Save Money?

Tell us about the most extreme thing you've done to save money and we'll enter you in a drawing to win a $20 Amazon Gift Card!

5 Ways to Live Like a Celebrity on a Budget

It is possible to live like a celebrity and retain a bit of luxury even when you're cutting corners.

6 Secrets to a Joyful Life

In 1939 a group of 200 Harvard undergrads became part of a longterm sociological study. The results, published recently, reveal surprising secrets about joy and wellbeing.

Who to Hire: A Financial Planner or a Financial Adviser?

Believe it or not, financial advisers and financial planners are not the same thing!

Why the Affordable Home Really Isn't

I've taken a look at home affordability calculators that are available from many reputable sites offering personal finance advice. "Affordability" is based on bank lending guidelin

How to Save 20-100% on Textbooks

Textbooks have nearly tripled in price since 1987 while inflation has increased by only 72 percent. In fact, depending on where you go to school, the cost of textbooks be from 25%

6 Stocks to Buy Before Black Friday

'Tis the season to take advantage of a holiday bull market.