Hot Today

Wise Bread articles that are hot today.

Federal Reserve cuts the discount rate

In response to the recent credit squeeze, the Federal Reserve did something unusual: they cut the discount rate without cutting the federal funds rate. The federal funds rate is the rate at [more]

5 Ways to Make Yourself Accountable

When you're working on a personal goal — whether it has to do with money, health, or something else — a little accountability can be instrumental.

Best Money Tips: The Science of the Perfect Nap

Today we found some awesome articles on the science of the perfect nap, places not to use a debit card, and tax-saving deductions.

The 13 Craziest Cruises Ever to Sail the High Seas

Shuffleboard and bingo are so yesterday. You can see — and do — so much more when you set sail these days.

7 Ways to Manage Your Travel Anxiety

Is anxiety holding you back from traveling the globe? Don't let it. You can crush those fears and have fun seeing the world.

Join Our Tweetchat on Thursday 6/28, 12pm Pacific for a Chance to Win Prizes

Topic: Having a Frugal 4th of July! Join our conversation for chance to win Amazon gift cards! Use #WBChat to participate!

Revive Old Toys for Extra Christmas Savings (and Sanity)

It has officially begun. My four-year-old has tuned out the real world in favor of loud Saturday morning commercials advertising the best of mu

How the Election Will Affect Your Credit Cards

How will credit card companies react to the U.S. Presidential election? We have some predictions — and some things you should do to prepare yourself.

Avoid the Gift That Belly Flops

The tale of the Christmas belly flop is a sad one. The shopper finds something that looks so appealing, often on sale, and wraps it up beautifully. The givee is truly excited --

Join Our Tweetchat on Thursday 10/25, 12pm Pacific for a Chance to Win Prizes

Topic: Having a Frugal Halloween! Join our conversation for chance to win Amazon gift cards! Use #WBChat to participate!

10 Things You Should Never Do After Getting a Raise

Congratulations on the raise — you earned it! Now keep it to yourself.

Join Our Tweetchat on Thu 1/24, 12pm Pacific for a Chance to Win Prizes

Topic: Saving on Housing! Join our conversation for chance to win Amazon gift certificates! Use #WBChat to participate!

Take back St. Valentine’s Day from Hallmark and Hershey’s.

Today is St. Valentine’s Day. Delivery vans filled with flowers are passing each other on the highways; the supermarket aisles filled with pink and red cards are chock full of men

Best Money Tips: How to Save Money in January

Today we found ways to save money in January, how to avoid habits that make you stressed, and what to do before renting a car.

Best Money Tips: 40+ Life Skills Everyone Should Learn

Today we found the life skills that everyone should learn, ways to save more money this year, and tips to help you save hundreds on your next trip.

Best Money Tips: How to Build an Emergency Fund From Nothing

Today we found ways to build your emergency fund from nothing, ways to fight clutter and get organized, and a guide to buying refurbished products.

7 Ways Being Debt Free Can Cost You

Generally speaking, debt is bad. But sometimes taking on debt is unavoidable — and can actually be good for you.

Zen Spring Cleaning (and making a little cash off it too)

The snow has melted. The kids are gone to grandma's. Sounds like the best (and most frugal) thing to do this April would be to stay home and clean, organize, and sell all that

Ask the Readers: Do You Have a Prenup?

Tell us if you have a prenup and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Best Money Tips: Cut Your Electricity Bill

Today we found some stellar articles on ways to cut your electricity bill, entertaining yourself for free or cheap, and ovecoming your financial fears.