Hot Today

Wise Bread articles that are hot today.

87% of Homebuyers Think They Know How Much Home They Can Afford (But They Really Don't)

Survey shows most homebuyers don't know how much their down payment will be. Are you one of them?

401K or IRA? You Need Both

You know you should have either a 401K or an IRA. Have you considered you might need both?

Declutter Now: Simple Rules You Must Follow to Stay Clutter Free

You don't have to follow ALL of these declutterifc rules to keep your place tidy — even if you just choose three or four to follow, you can start living clutter-free.

This Is the Secret to Buying Electronics for Cheap

New gadgets are great — except for the price. But if you don't mind doing some homework, you can get recent-vintage gear at a great discount.

7 Fresh Veggies You Can Grow From Kitchen Scraps

Don't discard those onion tops or avocado seeds! Plant them in your garden instead and grow your own.

How Long Does it Take Break Even With a Home ReFi?

Refinancing your mortgage can be a sound financial move. But how do you figure out when you'll break even? Let's crunch numbers.

The Tyranny of Stuff

"Stuff" can be helpful items, prized possessions, or needless objects that clutter not just our homes, but also our lives. Here's a vote for simplicity.

Buy This — Not That — at the Farmer's Market

The fresh local fare at your neighborhood farmer's market is chock full of goodies — what's a good deal, and what should you skip?

9 Money Questions You Should Be Able to Answer by Age 30

You're turning the big 3-0. Do you have the answers to these all-important money questions?

Charged With an Overdraft Fee? Get Your Money Back!

Get hit with a bank overdraft fee? Put on your negotiation face to remove that fee, and then follow this simple plan to make sure it doesn't happen again.

Growin' Home: How Much House Do You Really Need?

Our houses are getting bigger, but what about our needs? If you're ready to build or buy a new home, maybe it's time to decide how much is too much.

The 5 Best Bluetooth Headsets

If you spend a lot of time on your phone, a bluetooth headset is a must-have tool. Here are our picks for the five best.

Taking a Work Leave? Here's How to Prepare

No matter what reason you want a break from the 9-to-5, you need to prepare yourself — and your money — first.

The Only Fruits and Veggies Worth Growing Yourself

Gardening is fun and satisfying, but why not go for the fruits and vegetables that offer the most value, too?

Could You Put Away a Million Dollars by Driving a Used Car?

Everyone loves that new car smell. But wouldn't you love saving that money and turning it into a million bucks even more?

How to Get Rid of Bees

These buzzy insects are important for pollination, but they're not quite fun when they're within stinging distance of your front door. Here's how to deal with them.

5 Psychological Hacks to Boost Your Bottom Line

Use the power of positive thinking (and four more psychological powers) to push you and your employees to greater productivity.

How to Not Be a Debt Slave

Getting into debt is easy — even recommended. Getting out of it — or avoiding it — is much more difficult. But it can be done.

How to Spring-Clean Your Debt

Spring is in the air! Time to make your debt repayment plan bloom.

Defining What Financial Success Means to You

Want to figure out how much money you need to be financially successful? First you need to figure out what you want out of life.