Hot Today

Wise Bread articles that are hot today.

Is Your Emergency Fund Big Enough to Keep You Afloat?

About 40% of Americans are unprepared for a sudden loss of income. Could your money handle the worst case scenario?

Ponder it: to budget or not to budget

Some of us need or want a budget, some of us don't. Here are some tips for deciding which category you're in. [more]

7 Smart Ways to Invest in Your Health

Looking for a smart place to put your money? You don't have to look far.

9 Times You Should Demand a Refund

Why waste your hard-earned money on a sub-par product or service? Here's when to (politely) demand a refund.

8 Life Mistakes You Need to Stop Making By Age 40

By the time you reach your fourth decade, you should have things pretty well sorted. If not, it's still not too late to set yourself straight.

5 Things Never to Bring Up in a Job Interview

Ready to ace that job interview? Of course you are, but just be sure you don't bring up one of these no-no topics.

Broken down? Turn your pencil into a flashlight.

If there's one thing I know about travel, it's be prepared. But it's sometimes easier said than done. We all know we should carry emergency supplies in the trunk of the car, and one of those essentials is a flashlight. [more]

5 Ways to Protect Your Business During a Divorce

Just because your marriage went kaput doesn't mean your jointly-run small business needs to. Here's how to protect yourself — and your business.

10 Things You Should Never Say in a Work Email

Email is essential. But in the office, these 10 typed-out phrases are major no-nos — your job could be at risk!

Amazon Toy Savings Includes Secret Rebate

Buying toys for the holidays? Take advantage of additional Amazon savings, by using this unadvertised reba

7 Ways to Have a Better Day at Work

Bad days at work can lead to poor reviews or worse. But if you can turn that frown upside down, you'll be rewarded with improved productivity — and more.

Credit Card Insurance? No Thanks.

So your credit card company just called offering you balance protection insurance against job loss, disability, life, or critical illness. The cost will be just pennies, calculated

Disability Insurance: Payments and Pitfalls

Disability Insurance is yet another tool in the arsenal of insurance products that may be a life-saver for some people, but that also can unveil some bitter surprises at the worst

7 Ways to Deal With Unwanted Gifts

The holidays are a time for giving...and receiving things you don't want. Here are seven ways to deal with gifts you just won't use.

Last-Minute Giving

Here’s a gift idea that will help put you in the holiday spirit. It will not help you mark “done” on your gift list but may save a life. If you’re feeling well today, have mailed a

Save Time and Money With a Monthly Assembly (or Bulk) Cooking Weekend

Imagine all your weekday meals prepped and ready after your commute — and still homemade and frugal. Make it real with your own home-cooking assembly line.

Multi-Level Marketing: The Future or Folly?

Multi Level Marketing (MLM). Also known as Network Marketing or Direct Marketing, and even commonly (incorrectly) referred to as Pyramid Schemes, this type of business entity

Choosing a Retirement Account: What's Available, and What’s Best for You?

With dozens of account types available, retirement planning can seem overwhelming. Read this to better understand your choices.

The 8 Best Books for Entrepreneurs

Curl up with a good book — you might get rich. These eight business tomes come with a wealth of entrepreneurial inspiration.

6 Items You Need to Be Prepared to Replace

Looking to upgrade your appliances and furniture? Here's when to do it.