Hot Today

Wise Bread articles that are hot today.

How Recent Grads Should Prepare for Student Loan Payments

Now that college is over, it's time to start paying those student loans. Here's how to budget for those payments without feeling too overwhelmed.

5 Reasons Not to Use Debit Cards When You Shop Online

Before you place an order through your favorite online retailer, consider these reasons to use credit instead of debit.

7 Important Money Moves to Make in the New Year, According to Financial Advisors

Now that we've entered a new year, and a new decade, it's time to make these smart money moves.

Six Tips to Good Business Management

You don’t have to be a fortune 500 (or even a fortune 500,000) company to take advantage of these tips for good business practice. In fact, some of the best small businesses hav

7 Ways to Make Money With Friends

Wish you could work with people you actually like? You can — just try one of these ideas for earning cash with your buds.

What You Need to Know Before Leasing a Car

We're generally in favor of buying versus leasing. If you decide to lease, make sure you understand what you're paying for.

Making direct deposit safe for the garnished

The US Treasury pays more money to more people than just about anybody in the world. Last year it disbursed more than $1.6 trillion in 982 million individual payments. As you can

Are You Letting FOMO Ruin Your Finances?

FOMO can prompt us to make a lot of questionable decisions. Get your envy in check and regain control of your life — and your money.

15 Smartest Ways to Save at Sephora

Sephora has every beauty product you could ever need, but at those prices? Here's how to save big at your favorite makeup mecca.

Should You Cosign Your Teenager's Credit Card Application?

The catch-22 for teens ready to build their credit history… is not having any credit history. But does that mean you should cosign their credit card?

Emergency belt-tightening

Typical personal finance advice would have you divide your budget categories into two groups: Your fixed expenses and your discretionary expenses. I generally don't like that dis

The Only 5 Rules of Home Buying You Need to Know

Buying a home can be seem scary — and complicated. But if you keep these basics in mind, you'll soon have the home of your dreams.

Should Life Insurance Be Purchased as an Investment?

From term insurance to whole life, what you should know.

Hate Your Job? It Could Be Your Fault

We spend a lot of time getting to know our significant others, but we don't put nearly as much thought into choosing our jobs. Here's why we should.

Opportunity Costs and Conscious Spending: How Spending $1 Today Can Cost You $10 Tomorrow

In this sample from his new personal finance course, expert J.D. Roth explains how understanding opportunity costs can lead to smarter spending.

5 Money Moves to Make the Moment You Decide to Get Married

Finance woes can put a real damper on newly-engaged bliss. Make your marriage happily ever after by getting off to a good financial start.

Your Debt Is Killing You — Here's the Cure

Forget about saving for retirement and your kid's college tuition. Here's the best reason to get serious about eliminating debt — it's killing you.

Get a Bigger Refund With These Often-Overlooked Tax Deductions

April 15 is right around the corner — are you claiming all the deductions you're entitled to? Find out with this collection of sometimes missed deductions.

7 Apps That Monitor Your Credit for You

There's an app for everything these days — even credit monitoring. Now there's really no excuse!

The 5 Best Instant Cameras

Keeping track of your pet's adventures isn't easy, but it can be. Use any of these pet cameras and you'll get a peek into their world.