Hot Today

Wise Bread articles that are hot today.

401K or IRA? You Need Both

You know you should have either a 401K or an IRA. Have you considered you might need both?

10 Tricks to Keeping Your Kitchen Clean While You Cook

Keeping tidy while cooking makes for better meals and easier clean-up, and it doesn't take a lot of effort with these labor-saving shortcuts.

9 Ways Staying on Budget Can Be Fun (Really!)

Let's face it: Staying on budget is hard. But if you make it fun, you'll get some short-term kicks while you're saving for long-term goals.

How Are People Retiring in Their 30s?!

What if you could retire and travel the world by your 30s? It's not just fantasy — these bloggers have done it!

Last-Minute DIY Halloween Costumes

It's few days before Halloween, and I have given barely a thought to what I'll wear...but I have some great ideas.

15 Ways to Get People to Respond to Your Email

Make the most of both your and your recipient's inbox time by making your email more efficient to read and respond to.

Are You Paying These 6 Unfair Banking Fees?

Fees here, fees there, banking fees everywhere. Cut the expense of banking and other financial services by shopping smart and choosing fee-free.

11 Ways to Get Over Rejection

Whether it's a job, a relationship, a big purchase, nobody likes being rejected. Understand rejection's ancient roots and learn how to overcome it.

7 Tips for Family Getaways When You Don't Have a Vacation Fund

Didn't save up enough money for your family vacation? Don't fret. There are plenty of destinations you can enjoy on the cheap.

How Long Does it Take Break Even With a Home ReFi?

Refinancing your mortgage can be a sound financial move. But how do you figure out when you'll break even? Let's crunch numbers.

The Produce Worker's Guide to Choosing Fruits and Vegetables

Getting the most out of your fruits and vegetables starts at the store. Learn how to pick the freshest produce from someone who knows the tricks of the trade.

7 Times to Update Your Homeowners Insurance

You probably haven't looked at your homeowners policy since you bought your house. You might want to; especially if you've made these changes.

Understanding the Gold Standard

The gold standard was used to define currency since Roman times. Discover how it worked, why it doesn't anymore, and how it affects our finances today.

What Happens When We're Not Logical With Money

People aren't always logical when it comes to spending money. A recent Nobel Prize winner uncovered some stunning examples.

13 Hacks to Avoid Burnout at Work

Work will run you ragged, but you don't have to let it. Take control of your day — and take charge of avoiding burnout.

The 10 Best Personal Finance Jingles of All Time

These finance-themed earworms will be stuck in your head all day. Don't say we didn't warn you.

Like DIY? Avoid These 10 Costly Mistakes

I scoured the web looking for the obvious and not-so-obvious mistakes DIY addicts make and compiled this list.

Ask the readers: What charities do you give to?

My last post on giving made me think a bit about... well, giving. [more]

10 Time-Management Fails — and How to Fix Them

You're never going to get more hours in the day, but with discipline, you can manage your time more efficiently.

Fine Dining on a Take-Out Budget

Looking for a first-rate meal on a take-out budget? Head over to your local culinary school for a great meal at a low price. Nearly all culinary schools have student-run restaurant