Hot Today

Wise Bread articles that are hot today.

Why You Shouldn't Plan to Retire at Age 65

Most traditional retirement advice columns I read are written as a guide to retiring in your 60s. Although the advice contained in these columns may be useful to some, I think that

Using a Card, Not a Vendor Credit Line, for Business Purchases

Getting credit terms (aka trade terms) with vendors is usually a savvy move but, depending on the circumstances, paying with credit or charge cards can be just as smart. Securin

Cash Flow: What It Is and What It Isn't

When cash flow stops, the situation quickly turns critical. Unfortunately, the concept of cash flow is largely misunderstood. So, before you inadvertently bleed to death, let's

5 Credit Card Apps for Businesses and Consumers

There’s an easy way (and an app!) to accept other forms of payment besides cash.

How to Make Collection Calls that Keep Customer Relationships

Adopt a relationship-building mindset prior to making a call to collect on past due balances.

How to Choose Between Lump Sum and Financing

There are two main strategies that buyers rely on to pay for a company: lump sums and financing.

3 Signs Your Business Should Consider an IPO

There's no company that is perfect for an IPO. But there are certain signs that a business may be a better fit than others. I

Save Money by Being Friendly

Deliberate acts of friendliness can predictably reap payback. Here are ways you can save money.

6 Reasons a Website Can Suck and How To Fix It

Never, ever, tell someone their baby is ugly — or, worse, their website. For some reason, people just don't want to know their website sucks.

16 Simple Ways to Keep Customers

Getting customers is great, but keeping them is even better. Here's how to hang on to the most important part of your business.

3 Must Have Business Agreements

These three agreements can keep your business -- and you -- from getting burned.

10 Ways to Check Your Ego at the Door

Even though it's your business it really isn't about you. It's about your business.

Why 9 out of 10 Businesses Fail

Innovation may be the key to a long and healthy business life.

Parent PLUS Loans

Parents can take out low-interest loans in order to help their children pay for school. With a Parent PLUS loan, parents can borrow directly from the federal government and receive

Ask the Readers: Can Someone Be "Too" Wealthy? (Chance to win!)

Is there such a thing as "too wealthy"? Let us know for a chance to win a $20 Amazon GC!

How to Winterize Your Home for Maximum Savings

Winterize your home with simple repair and maintenance tasks to keep cost low and your home safe during the cold months of the year.

Are You Getting All the Credit Card Rewards You've Earned?

Credit card rewards programs look attractive, but there are several hidden costs, beginning with the cost of not redeeming those rewards.

How to Get the Most Out of Your Merchant Account

More and more consumers are putting away their cash and just relying on plastic. As a business owner, what can you do to get the most out of your merchant account and please you

Why Stellar Service Alone Doesn't Produce Amazing Profits

If you're consistently providing stellar service but your cash flow is stagnating, here's what might be wrong and what you can do to produce higher profits.

Noncompete Clauses for Business Owners

The terms of a noncompete clause, which are often referred to as "covenants not to compete," can vary.