Hot Today

Wise Bread articles that are hot today.

100 Easy Ways to Brighten Someone's Day

It's easy to brighten someone's day. Try some of these 100 ways and maybe your day will be brightened, too.

5 Money Ratios to Live By

These five money ratios answer questions about spending on housing, saving, engagement rings, retirement, and investing.

6 Times When It's Okay to Take a Loan

There's nothing frugal about borrowing to support a lavish lifestyle. But for essential big purchases, it's okay to visit your bank.

A Beginner’s Guide to Frugal Living

The path to frugality has many detours, and even the experts make mistakes. Here are seven things to keep in mind as you find your own road.

3 Online Affiliate Programs That Can Make You Extra Cash

Looking for ways to bring in some extra cash? These affiliate programs might be the answer.

The 5 Best Hair Curlers

To get perfect curls that last, not any hair curler will do. You need one of these best five hair curlers.

7 Retirement Planning Steps Late Starters Must Make

Americans are not very good at saving for retirement. If retirement is looming your horizon, start doing a better job of preparing.

10 Things You Already Own That Can Be Turned Into a Tote Bag

You can always use an extra tote bag, and it turns out you can make one out of several items that are already in your house!

This One Ratio Is the Key to a Good Credit Score

Understanding this key credit scoring ratio may be the secret to unlocking a higher credit score. The math is simple, and so is the strategy.

How to Keep Social Media From Ruining Your Vacation

We all want to take the perfect vacation selfie, but is it really worth ruining your trip?

5 Things Never to Bring Up in a Job Interview

Ready to ace that job interview? Of course you are, but just be sure you don't bring up one of these no-no topics.

5 Steps to Successful Budgeting

Ready to build your best budget? All it takes is five steps to clear financial control.

The line between frugal and crazy

You don't have to go very far down the path of being frugal to reach the point where people start questioning your sanity. (You bicycle to work? Even though you have a perfec

Choosing a Retirement Account: What's Available, and What’s Best for You?

With dozens of account types available, retirement planning can seem overwhelming. Read this to better understand your choices.

Stuff We Love: Pasta Made With an Imperia Pasta Machine

If you love pasta, but don't love rolling and kneading dough, consider an Imperia Pasta Machine. It's fun and inexpensive, and the results are delicious.

How to Clear Old Debt From Your Credit Report

Old debts can clutter up the path to an otherwise clean credit report. It's time to do a little cleaning.

Can Too Many Credit Cards Hurt Your Credit Score?

You're responsible with your credit cards, but you sure have a lot of them. Is that a bad thing?

Cash Back vs Travel Rewards: Pick the Right Credit Card for You

Trying to decide between travel rewards or cash back? Here's how to weigh your options and get the most value out of your credit card rewards.

I Hate My Job! Now What?

You hate your job, but what can you do about it? Learn how to survive at a job you hate, how to get out without hurting your career, and what you can do to not hate your next one.

9 Hidden Expenses to Plan for When You Redeem Travel Rewards

Redeeming travel rewards is fun and can feel like scoring free travel, but there are some hidden expenses you should budget for.