Hot Today

Wise Bread articles that are hot today.

7 Financial Steps to Take in Your 20s That Will Safeguard Your Future

If you're in your 20s and can make any or all of these money moves, your future will indeed be bright.

Eating Cheap While Abroad

I've been on the go a lot this last year: I lived in Dublin for four months, accompanied my family to Israel, and made it to plenty of other points on the globe. But no matter

The Best Ways to Invest $50, $500, or $5000

Whether your windfall is a crisp $50 bill or a few thousand smackers, you can invest it wisely for the best long term payoff. Here's how.

Why You Don’t Need Mortgage Life Insurance

When you sign for your mortgage, you are offered mortgage life insurance as part of the deal, with liability forms to sign if you decline it. Which is better - mortgage life insura

5 Times It's Okay to Close a Credit Card

You know the drill — closing a credit card can damage your credit score. But sometimes, it might be the right move.

Why Savings Account Interest Rates Are So Low

Five or six years ago it was easy to find a savings account that paid 4% or 5%. Today, 1% or less is the norm. What happened?

Should You Choose a Roth 401k or a Regular 401k?

Yesterday I was talking to a friend and he mentioned that his company just started offering the option of investing in Roth 401ks. He was wondering if he should stick with his regu

Spot shortages of gasoline?

As long as prices are free to rise, I wouldn't expect much in the way of gasoline shortages--at least not widespread, long-lasting ones. But it's actually pretty easy to produce a

The Best Credit Cards with Anniversary Bonuses

Many credit cards offer anniversary bonuses each year when you renew your card membership as an extra bonus for being a member.

Flashback Friday: The 65 Best Career Tips We've Ever Shared

Finding the right job takes time and perseverance. But with the right career tips, you can get your dream job without having to wait forever.

Double Coupons – They Could Cost You!

I recently tried (and failed) a recent Super Double Coupon promotion at my local Kmart. The bad news: I was unable to check out due to a glitch in their system, and I left all my

Is the courtesy flush dead?

Nora’s recent article “Saving the planet - one drop at a time” rang a bell with me as I was sat in the men’s bathroom at work yesterday. All the stalls were occupied and every minu

Coverdell Education Savings Accounts

The Coverdell Education Savings Account (also known as the Coverdell ESA) is a college savings option that allows you to save money towards your child's college expenses with tax a

15 Ways To Manage Risk In Your Financial Life

By managing our risks, we are better equipped with addressing unpredictable scenarios that can wreak havoc with our finances. Risk isn't a bad thing, just as long as it's controlle

Best Money Tips: Budgeting for the Present and Future

Today we found some stellar articles on budgeting for the present and future, buying life insurance, and financial considerations before you become your own boss.

What should you do when you are asked to repay an overpayment of severance?

TechCrunch recently reported that the software giant Microsoft made mistakes on the severances it paid to its laid off workers. As a result, Microsoft sent out letters to an unknow

How to find the cheapest college textbooks

I’m not in college any more, thank goodness, but I remember every penny-pinching moment. Some days I hardly had enough money for food, mainly because the materials and textbooks I

6 Smart Ways to Help Your Appliances Retain Their Value

Keeping household appliances spick, span, and humming like brand-new and they'll keep their worth for years to come.

6 Ways That Better Paying Job Out of State May Cost You

Scoping out a new, better paying job out of state? Beware of these factors that could cost you.

Get a Bigger Refund With These Often-Overlooked Tax Deductions

April 15 is right around the corner — are you claiming all the deductions you're entitled to? Find out with this collection of sometimes missed deductions.