Hot Today

Wise Bread articles that are hot today.

How to Face 4 Ugly Truths About Retirement Planning

It's time to face — and overcome — the ugly truths of retirement planning.

Choosing Your Path to Prosperity

You can enter a room where you could find wealth immediately, or one where you'll definitely find it...but the search might take years. Which do you choose?

Do You Really Need a 20 Percent Down Payment for a House?

Don't let the giant down payment dash your dreams of homeownership. You have other options!

5 Biggest Ways Millennials Risk Their Retirements

Millennials are stuck making some tough money calls. Unfortunately, it's their retirement fund that gets hit the hardest.

While Waiting for Rates: I-Bonds

You could reach for yield by taking on more risk, or you could suck it up and wait for rates to go up. If you prefer to wait, consider I-Bonds.

4 Credit Card Transactions That Don't Earn Rewards

Credit card rewards are pretty awesome, but they don't dole 'em out for everything.

Here's How You Maximize Fridge and Freezer Space

Americans waste as much as 40% of the food they buy. Do your part to reduce food waste by making the most of your fridge and freezer space.

7 Times You Shouldn't File an Insurance Claim

Insurance is there to protect you from costly damages to your home and car. But sometimes, it's best not to file a claim at all.

5 Ways Women Are Better Investors Than Men

In general, women investors are more risk-adverse than men investors. But who earns the better returns?

6 Times When It's Okay to Take a Loan

There's nothing frugal about borrowing to support a lavish lifestyle. But for essential big purchases, it's okay to visit your bank.

How to Ensure You Use Your Groupons and Other Daily Deals

Daily deals are great...if you remember to use them. Follow these techniques to keep your vouchers from languishing.

10 Things You Need to Know Before Taking Out a Personal Loan

There are plenty of reasons to consider taking a personal loan. But before you do, you need to consider some important factors.

The 5 Best Road Bikes

A road bike is designed to do one thing -- go fast on paved surfaces. Whether you're looking to race or just to cruise quickly, these are the five bikes you should consider.

8 Free Things You Can Do on Any Vacation

What can you do to entertain the family on vacation without breaking the bank? Quite a lot, actually.

Food Going Bad Quickly? Here's How to Fix It

Spoiled snacks keep ending up in the trash? Stop wasting food (and cash!) by learning how to store it properly.

Your Comprehensive Checklist for a Successful Balance Transfer

Balance transfers can be tricky. This checklist will walk you through the whole thing, step-by-step.

Beyond the Mouth: 14 Uses for Dental Floss

Floss isn't just for freshening breath and fighting plaque; it's also amazing for DIY fixes and curing everyday problems. Discover these 14 great uses.

8 Easy DIY Car Repairs to Save Big

When it comes to small auto repairs, skip the repair shop and find your inner greasemonkey — it's much cheaper and plenty satisfying, too.

Slow DRIP into investing

My first-ever individual stock holding was a Duke Power (now Duke Energy) share that I acquired through its Dividend Reinvestment Plan or DRIP. [more]

Saving Goals for Every Age

Every time you enter a new decade of life, ask yourself: Is my savings on track?