Hot Today

Wise Bread articles that are hot today.

Insured Annuities for Wise Bloggers

You (or somebody you know) can have your cake and eat it too utilizing the Insured Annuity concept. It's a way to provide a guaranteed tax-preferred lifetime income while guarantee

How to Safely Test Makeup Before You Buy

Testing out makeup before making a purchase is a great way to save money, but the store samples can harbor a plethora of harmful germs. Here's how to do it safely.

7 Cheap Treatments for Year-Round Allergies

If you’re like me, your allergies don’t always stop with the changing of the seasons. If you too are unwilling or unable to budget more than $700 a year on prescription allergy med

The 6 Absolute Worst Ways to Cash In Your Travel Points

Before you cash in your travel points on a whim, make sure you're getting the best value for them.

Rewriting the Definition of Retirement

Your life map is so clearly laid out in front of you; yet the last piece of the puzzle – retirement – is a fuzzy and often incomprehensible anomaly. With people living longer and s

The Guide to Staying at Hostels for People Over 30

Hostels aren't just for 20-somethings. No, really, even adults can slash the cost of lodging by staying at hostels instead of hotels.

How to Deal When You Hate Your New Job

There's just one little problem with your new gig — you hate it. Deep breaths. Here's what you need to do.

The Limits to Just Not Buying

Some expenses can't be eliminated, but several can be removed temporarily. Knowing when to start buying again can be as important as when to stop.

Escape Student Loan Debt — Slowly

If you have student loan debt you think you'll never be able to pay off, new rules might help substantially ease your burden.

How to Make Sense of the Different Parts of Medicare

Medicare is complicated. Let's break down all its moving parts.

The 4 Myths of Buying in Bulk Dispelled

Here are the 4 misconceptions we typically attribute to bulk buying, and the truth for each.

Why Is "Rich" Often Equated With "Evil"?

I was born in China and it was a place where wealthy people were the public enemy for many decades. The sentiment was spread by the propaganda of the Communist government and res

15 Essential Life Hacks That Will Save You Time in the Morning

Always late to work? Add a few of these clock-slowing, time-saving tricks to your morning routine, and get out of the house faster and with less stress.

20 Most Useful Pet Food Websites

If your pet has a picky palate, you can save on time and money by shopping at these online pet food vendors.

How to get half-price dining from your local TV station.

Did you know that your local TV and radio stations regularly receive gift certificates as “payment” for air time? Believe it or not, retailers and restaurants are actually exchangi

5 Simple Ways to Save on Thanksgiving

Saving on Thanksgiving is simple...if you plan ahead.

6 Reasons Why Cash Is Still King

Learn the top reasons why cash is still king — even in the age of plastic.

The Best Credit Cards For Military Personnel and Families

Military families can get special benefits from credit cards, such as waived annual fees. Check out these great cards for service men, women, and their families.

FICO vs. Fakes: Are You Getting the Wrong Credit Score?

FICO has a formula that rates your creditworthiness. Other companies do too, but using their services could get you in trouble. Learn why.

The 5 Best Stay-At-Home Kitchen Essentials

Since we're all spending more time at home, it's important to have a well-stocked kitchen and helpful tools to make lots of delicious meals.