Hot Today

Wise Bread articles that are hot today.

How Much Will Life Insurance Cost?

Life insurance may not cost as much as you think it does. Jeff Rose, CFP, explains the factors that affect how much you pay for your life insurance policy.

How To Get A Big Payoff From College Scholarships

Winning a scholarship takes effort, even to snag an award that is relatively small ($500-$1,000) compared to the cost of attendance at a state university (more than $16,000 per yea

New Year, New Spending Habits

Christmas has a way of sneaking up on you, and before you know it, the budget is out the window as you spend money like no other month. This year I want to encourage you to set som

Budgeting Hack: Gift Calendars

There is no quicker way to derail a decent budget than having to buy unexpected gifts. Learn how to make your own Gift Calendar so you can steer clear of the cash crunch, organize

Supermarket Angst Part III: How to Buy Better Poultry

In my supermarket angst series, I've been researching questions that have puzzled me at the store. This time, I'm tackling poultry. Is organic poultry worth the price premium? What

You Trade-In Your Car…Why Not Your Home?

Here’s a question for you that has been bugging me for years; why can’t home-builders follow the auto dealer’s classic model of old for new, and let people trade-in their old homes

5 Fatal Assumptions of Job Seekers

Many people are job hunting these days. I have worked with job seekers for many years and have found that these five common assumptions frequently derail a job search.

Book Review: Confronting Collapse

We hardly talk about collapse here. Wise Bread is all about living large, while collapse mitigation is usually about living small. But that doesn't mean that there aren't things

Brad's Deals Giveaway (Chance to Win A $25 Amazon.com Gift Certificate)

Brad's Deals features promotions, discounts and coupons galore. Their philosophy matches Wise Bread's; you can live well without spending a fortune! Wise Bread readers have

How to Deal With a Rude Neighbor

Your neighbors can make a great community — or they can make a great community unpleasant. Learn how to deal with not-so-friendly folks.

5 Simple Ways to Get Big Back-to-School Savings

It seems like back-to-school "must buy" lists get longer every year, but that doesn't mean this end-of-summer shopping tradition has to empty your wallet.

Federal Reserve cuts the discount rate

In response to the recent credit squeeze, the Federal Reserve did something unusual: they cut the discount rate without cutting the federal funds rate. The federal funds rate is the rate at [more]

Defining Success: If You Don't Know What You Want, You Won't Know When You've Gotten It

When it comes to your life, what do you want? If you can't answer this question, you won't ever know when you've been successful.

Colorado and World Series Fans Will Just Have to Wait

It has been a disappointing day of online turmoil at the Colorado Rockies website

Revive Old Toys for Extra Christmas Savings (and Sanity)

It has officially begun. My four-year-old has tuned out the real world in favor of loud Saturday morning commercials advertising the best of mu

6 Ways of Improving Your Lottery Odds

We're not fans of lotteries — you're more likely to get struck by lightning — but if you must, try these hacks to make your odds less minuscule.

The 1% Rule and Other Ways to Make Goals Manageable

Big goals are achieved through small changes. How small? Well, forget about 110% — sometimes all you need to give is 1%.

7 tips to avoid watching a crappy movie.

How many of you do your research before you rent a movie or go to the cinema? I usually read a bunch of reviews and ask friends. Sometimes I’ll see a movie without reading any revi

Best Money Tips: Save on Your Rental Car

Today we found some great articles on saving on your rental car, overcoming newlywed challenges, and summer jobs for kids.

20 Ways to Beat Insomnia and Get Better Sleep

Here are some simple and straightforward suggestions to assist you in getting a good night’s sleep.