Hot Today

Wise Bread articles that are hot today.

Ask These 4 Important Questions Before Signing Any Loan

Before taking on any new debt, ask yourself these four questions. Are you ready for the financial commitment?

90% off is not a deal if you don’t need it.

I found myself in a strange battle of wills last week. My favorite store, Target, was having another one of those spectacular sales. Red tags featuring the 75% off, and the rare 90

How to Set Up an IRA to Build Wealth

Want to become a millionaire? All you have to do is invest $11 a day in an IRA for 40 years. Learn how to set yours up.

The 5 Best Shampoos

Keeping your hair soft, shiny, and clean isn't easy, but it can be. Just use any of these shampoos and your hair will always look fab.

Hungry? Have a drink.

The chances are, you're dehydrated right now. In fact, over 75% of the American population is deyhdrated, and worse still, over 80% know they are. No big deal? Well, it is actu

Why You Don't Need a College Degree to Succeed

Many people think you need a college degree to have a successful career, but that's not always the case — check out these jobs.

The 5 Best Hair Serums

Keeping your hair shiny and healthy isn't easy, but it can be. Just use any of these hair serums and your mane will stay magnificent.

Eating at the Intersection of Cheap and Healthy

A lot of healthy food — organic, locally grown food — comes at specialty food prices. But with some planning and smart shopping, you can eat both well and cheap.

What if energy costs keep rising?

Recession or not, I think the medium-term trend in energy costs is up.  Just in case I'm right, you ought to have plan for that.

Best Money Tips: Tips to Save Money Daily

Today we found some stellar articles on tips to save money daily, the biggest problem with early retirement, and job benefits you can negotiate.

250 Miles With Sarge: Lessons On Loyalty, Perseverance, And More

A guy who calls himself “Sarge” and I, accompanied by 9 fellow cyclists and a support crew, spent about 17 hours riding 250 miles to the beach in 3 days, just last week. Sharing th

Is a Balance Transfer Offer a Good Deal?

Balance transfer credit cards can be a good way to consolidate debt. Here's what you need to know before signing the dotted line.

8 Online Stores With Surprisingly Great Clothing Deals

Discount retailers aren't the only places to get great fashion deals online. Check out these surprising name brand options.

Don't Panic! How to Meet a Deadline

You can't cheat time; and hair pulling, sweating, and crying won't get it done, either. But you can meet a tight deadline with one or more of these tips.

8 Financial To-Do's for College Freshmen

Don't make college more expensive than it already is with bad financial habits. Learn these fundamental money lessons before you head off to class.

What will you do when gas drops below $1.50 a gallon?

Several months ago, I wrote an article asking what you would do when gas prices skyrocketed. Now, the price of gasoline is in freefall. It’s already dipped below $2/gallon in some

Taco Tuesday: The Inner Mechanics of Budgeting on Vacation

I recently found myself sitting around a dinner table in Hawaii with a number of new traveling acquaintances. We met at the place of accommodation we were staying at, and enjoyed e

The vicious Home Rental Scam – don’t get conned.

It seems like new variations of the Nigerian 419 scam pop up every week. The one that caught my attention recently involved renting a home, and it’s a nasty trick that could take a

6 Ways Social Media Can Save You Money

Sometimes to score big online #savings, all you need to do is work your social networks.

10 Things You Can Do to Be Happier Today

Wake up on the wrong side of the bed? Take one or more of these positive, feel-good actions and watch the day brighten.